The average Phoenician's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN Phoenix
Where you live in Phoenix affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Phoenix is no exception to the rule. From zip code 85048 to 85031, premiums rise by 32 percent—that’s $359.
Expensive Zip Codes85035 85019 85009 85017 85031
Cheap Zip Codes85048 85045 85044 85086 85087
Phoenix Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Phoenix, you can expect 30 rainy days with an annual rainfall of 8.2 inches. Phoenix is also known to experience thunderstorms and flash floods. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Phoenix Agents
R.P. Ryan Insurance, Inc.
18501 N 40th St Ste 102 Phoenix, AZ 85032
General Southwest Insurance Agency
5628 E Thomas Road Phoenix, AZ 85018
Crown Insurance Corporation
2432 W Peoria Ave Ste 1072 Phoenix, AZ 85029