Pompano Beach Car Insurance

The Zebra
May 30, 2018

Car Insurance in Pompano Beach

It is known that Pompano Beach has pricey premiums, as its mean premium is 24% higher than the state average. So it is crucial to save while insuring a vehicle in Pompano Beach. Going over some tips below about how to save on Pompano Beach car insurance can save you money.

  • City Average: $2,333
  • State Average: $1,878
  • National Average: $1,427

Pompano Beach Car Insurance by Age

When drivers hit their 20s in Pompano Beach, therefore moving out of the teenage age range, they pay 54% less in premiums. You won't see a more significant gap between any other age group. In Pompano Beach, turning 60 means a rise in premiums. Up until then, moving between age groups means decreasing prices. Drivers in their 50s save money on car insurance payments, as they have the smallest rates among all age groups, paying only $2,127 a year. People in their 60s ($2,167) have premiums that aren't much higher. With payments of $6,616 on average, teenage drivers pay the most in car insurance premiums.

  • Teenagers: $6,616
  • 20s: $3,043
  • 30s: $2,320
  • 40s: $2,272
  • 50s: $2,127
  • 60s: $2,167
  • 70s: $2,634

Pompano Beach Car Insurance by Accident or Violation History

Maintaining an untarnished driving record is important if you want to keep the cost of rates minimal. A DUI will increase your car insurance premiums more than other driving violations. Drivers with a DUI in Pompano Beach need to spend 54% more than the city average to insure their vehicle. Reckless driving will also drive your premiums up, with typical rates of $3,556. That is 52% higher than the city average! Nobody plans on getting into an accident, but stuff happens, so be aware of what can happen to your rates after one. You can expect your yearly car insurance premiums to rise by 39% if you are found at-fault in an accident in Pompano Beach.

  • DUI: $3,582
  • Reckless Driving: $3,556
  • At-fault Accident (damages less than $1000): $3,233
  • At-fault Accident (damages greater than $2000): $3,233
  • Speeding Ticket (16-20 mph over speed limit): $3,028

Pompano Beach Car Insurance by Gender and Marital Status

In Pompano Beach, various driver traits, including gender and marital status, can impact car insurance premiums. Rates for those who are widowed are relatively cheaper than rates for those who are single. You spend close to 4% more per year if you're single or divorced as opposed to married. Females have premiums that are roughly 2% more expensive than those for males.

  • Female: $2,388
  • Male: $2,333
  • Single: $2,333
  • Married: $2,242
  • Divorced: $2,333
  • Widowed: $2,281

Pompano Beach Car Insurance by Credit Rating

Average car insurance premiums in Pompano Beach for individuals with Very Poor credit (300-579) are more than twice the premiums for those with Exceptional credit (800-850). Shifting from Very Poor (300-579) to Fair (580-669) draws in the most notable decrease in premiums, as drivers save nearly $708 per year.

  • Very Poor: $4,566
  • Fair: $3,720
  • Good: $3,012
  • Very Good: $2,449
  • Exceptional: $2,035

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