Pompano Beach Car Insurance

How much is auto insurance in Pompano Beach?


The average cost of auto insurance in Pompano Beach is $2,900 per year. That's more expensive than the average in Florida ($2,309) and more expensive than the national average of $1,548. Our guide to Pompano Beach auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!


POMPANO BEACH AUTO INSURANCE PREMIUMS
Pompano Beach Average (annual)Florida AverageU.S. Average
$2,900$2,309$1,548

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Pompano Beach auto insurance costs by company


The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Pompano Beach, GEICO provides the most affordable rates for the typical insurance customer. See below the best options for affordable auto insurance in Pompano Beach. Don't forget to get car insurance quotes based on your driving profile.


POMPANO BEACH AUTO INSURANCE RATES BY COMPANY
InsurerAverage Yearly Rate
GEICO$2,535
State Farm$2,548
Progressive$3,237
Allstate$4,015

Check out our guide to learn how to find the best cheap car insurance.



Auto insurance premiums by age in Pompano Beach

The age group that pays the least for car insurance in Pompano Beach are drivers in their age_50s ($2,659per year). Those in their age_60s don't pay significantly more ($2,714).

Young drivers aged 16 to 19 pay the most for car insurance in Pompano Beach. One of the most effective ways to lower your car insurance rates as a driver in Pompano Beach is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Pompano Beach is $4,591. That's the biggest gap in premiums between any pair of age brackets.


POMPANO BEACH CAR INSURANCE RATES BY DRIVER AGE
Age bracketAverage Annual Rate
Teens$8,274
20s$3,683
30s$2,888
40s$2,830
50s$2,659
60s$2,714
70s$3,310

Learn more about the impact of age on car insurance premiums.



Pompano Beach car insurance rates by marital status and gender


Marital status and gender can be contributors to car insurance rates, in some cases. Married drivers in Pompano Beach pay $102 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Pompano Beach, widowed drivers pay less than those who are single.

Gender is yet another factor that can affect auto insurance premiums. In Pompano Beach, female drivers pay $83 per year more than do male drivers.


POMPANO BEACH CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Annual Rate
Female$2,983
Male$2,900
Single$2,798
Married$2,798
Divorced$2,900
Widowed$2,848

Learn more about the impact gender and marital status have on insurance rates.



Pompano Beach auto insurance premiums by accident and violation history


Maintaining a clean driving record is an effective way to minimize your insurance rates. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Pompano Beach, a reckless driving citation results in an average insurance rate increase of $1,538 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $1,400 increase and a speeding ticket triggers a $743 rate hike.


POMPANO BEACH CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
ViolationAverage Yearly Rate
DUI/DWI$4,300
Reckless Driving$4,438
At-fault Accident (damages less than $1,000)$4,020
At-fault Accident (damages greater than $2,000)$4,020
Speeding Ticket (16-20 mph over speed limit)$3,643

Learn more about the impact of driving violations on car insurance rates.



Pompano Beach car insurance costs by credit score


A driver's credit level can be closely correlated with their auto insurance rates. In Pompano Beach, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 61% drop in car insurance costs. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Pompano Beach, moving into the "Fair" credit tier corresponds to an average of $2,296 in savings on insurance each year.


POMPANO BEACH CAR INSURANCE RATES BY CREDIT LEVEL
Credit LevelAverage Annual Rate
Very Poor$5,885
Fair$3,589
Good$2,900
Very Good$2,618
Exceptional$2,309

Get additional information on how credit impacts car insurance costs.



Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a masters degree from Royal Holloway, University of London. He has been quoted by Kin Insurance, Safety.com, and autoinsuranceEZ.com.