Selecting an auto insurance company can be difficult: companies' rates may vary by driving history, location, and age, and companies offer an array of discounts. Progressive and 21st Century are two of the most popular insurance companies, selling competitively priced coverage across most of America.
To make insurance shopping seamless, we collected average policy prices from 21st Century and Progressive. The below rates cover myriad rating factors, including credit quality, driving history, and demographics. Take a look at these rates and find your next car insurance policy today.
If you have extremely bad credit, 21st Century could be a better option for you. On average, 21st Century offers more affordable premiums than Progressive for prospective clients with credit scores of 579 or less. Drivers with extraordinary credit — a score of 800-plus — should consider Progressive, which typically beats 21st Century by $43 annually. View common insurance costs by credit score for 21st Century and Progressive:
|Credit score||Progressive avg. annual premium||21st Century avg. annual premium|
|Very Poor (300-579)||$3,602||$1,363|
|Very Good (740-799)||$1,453||$1,363|
If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DWI in your recent history, 21st Century could be a better choice than Progressive. Every car insurance company will handle driving offenses differently, so don't hesitate to shop around to figure out which insurance company suits you.
|Citation||Progressive avg. annual premium||21st Century avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$2,440|
|At-fault accident (damage > $1,000)||$2,245||$1,273|
Car insurance companies use age to outline risk potential, assigning rates accordingly. Car insurance is usually expensive for drivers younger than 25 — due to their inexperience — and relatively affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets differently, it's worth doing some comparison shopping.
As a general rule, teen drivers should choose 21st Century over Progressive: the former's average annual rates are $3,015 less than the latter's..
|Age bracket||Progressive avg. annual premium||21st Century avg. annual premium|
Aside from finances, Progressive and 21st Century each come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Discount Comparison||Progressive||21st Century|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Progressive||21st Century|
|JD Power Rankings||3 out of 5||3 out of 5|
|Other Products||Progressive||21st Century|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Progressive||21st Century|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||21st Century, part of the Farmers Insurance Group, is a leading US insurer of automobiles, dedicated to providing customers with superior coverage and service.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||21st Century customers are automatically enrolled in the 21st Roadside Assistance program at no additional cost. 21st Roadside Assistance provides 24/7 towing, lock-out service and other emergency services, limited to five service calls per vehicle per calendar year. 21st Roadside Assistance coverage is provided for up to $75 ($80 in TX, $100 in NC) in roadside services. Service applies to labor only. Parts (tires, batteries, belts, etc.) and gasoline are not included.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||21st Century offers an additional discount for seniors in select states.|
|Recent Questions||Does progressive auto insurance cover house property damage?|
Will my car insurance cover me after a theft
I was in an automobile accident and caused damage to a fence and to a side of a house. Does ...
Getting insurance for my RV with a foreign license
Somebody break into my car. I try to to file a claim but the employee told me I won’t get ...
If I cancel my insurance mid-month, will I get my money back?
I’m French and touring the Americas with my French RV van. I entered the US but cannot find an insurer ...
See More Questions
I want to cancel my progressive auto insurance policy. Will I be refunded for what I already paid for this ...
|Can I group multiple accidents into one claim?|
If my car was damaged at a gas station due to bad weather, who pays for the repair?
I backed into a poll and damaged my rear panel and bumper last night. I also have minor scratches and ...
What should I do if I damaged an old car and don’t want the insurance company to total the vehicle?
I was getting gas when it started to rain, and the wind was blowing really hard. A piece of metal ...
What should I do after a minor accident?
My son’s friend left his vehicle parked at my house while he was on vacation. I drove it to the ...
See More Questions
While driving down a dark street last night I was involved in an accident where I hit someone’s car door ...
|Compare More||Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||21st Century vs. Allied 21st Century vs. Allstate 21st Century vs. American Family 21st Century vs. Amica Mutual Insurance 21st Century vs. Auto Club (AAA) 21st Century vs. Erie 21st Century vs. Esurance 21st Century vs. Farmers 21st Century vs. Foremost 21st Century vs. GEICO 21st Century vs. Infinity 21st Century vs. Liberty Mutual 21st Century vs. Mercury 21st Century vs. MetLife 21st Century vs. Nationwide 21st Century vs. SAFECO 21st Century vs. Safe Auto 21st Century vs. State Farm 21st Century vs. The General 21st Century vs. The Hartford 21st Century vs. Titan 21st Century vs. Travelers 21st Century vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
“What you don’t know can’t hurt you…” … is an entirely false statement in the world of auto insurance. Car...
Today The Zebra announced that we closed a record-breaking $40 million Series B funding round, led by Accel Partners. As...
Insurance technology (also known as InsurTech or InsureTech) is en vogue. Whether it’s a new model of underwriting or new...
As driverless vehicles become less a futuristic dream and more a reality, our current system – which is obviously based...
With auto insurance rates on the rise over the last five years, I’m constantly asked who’s responsible for auto...
We know that tech and automotive companies are racing to create increasingly connected, autonomous cars. In fact, many of us...
At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...
Car insurance companies may occasionally cancel policies if customers fail to pay the premium, commit insurance fraud, make unapproved modifications that change the...
Far from a victimless crime perpetuated against bloated corporations, insurance fraud reaches into the lives of everyday citizens. It costs the industry...
In the U.S., drivers are legally required to carry auto insurance. (Even in New Hampshire, the only state where drivers...
Rate increase? Click to find the cheapest rates on car insurance → Lower gas prices = more road traffic...
By Alyssa Connolly, The Zebra We have exciting news on The Zebra front! Today we announced that we closed $17...
In the week following October 10, a story of law enforcement cracking down on a drunk driver spread quickly across...
The defining characteristics of the 80 million young people currently between the ages 18 and 34 has been much debated....
Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...
Purchasing car insurance: for US citizens, it’s often a rather mundane chore—something that whittles away at disposable income, but without...
Sometimes things aren’t what they seem at the scene of a car crash, or even on the repair shop floor....
Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....
A traffic ticket of any kind is bad enough—the extra money, the time spent in traffic court or diversion, the...
Anyone who’s ever searched for an auto insurance company knows by the questions they’re asked—plentiful and at times personal—that a...
If you haven’t had a car accident or made an insurance claim recently, you probably only think about your car...
You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...