Picking a car insurance company can be complicated: rates fluctuate by location, vehicle, and driving record, and every company provides a different set of discounts. Progressive and Auto Club (AAA) are two of the most popular insurance companies, selling competitively priced insurance policies across most of the US.
To help make shopping for car insurance easier, we collected average costs from Auto Club (AAA) and Progressive. These take into consideration a number of rating factors, including credit, driving record, and demographics. Examine these figures and find your next car insurance policy today.
If you have extremely bad credit, Progressive could be preferable to Progressive. On average, Progressive offers better rates than Auto Club (AAA) for drivers with credit scores of lower than 580. Insurance shoppers with excellent credit — a score of 800 or better — should lean toward Progressive, which typically beats Auto Club (AAA) by $1,494 per year. View common insurance rates by credit tier for Auto Club (AAA) and Progressive:
|Credit score||Progressive avg. annual premium||Auto Club (AAA) avg. annual premium|
|Very Poor (300-579)||$3,602||$6,569|
|Very Good (740-799)||$1,453||$3,004|
If you have an at-fault collision, speeding violation, reckless driving violation, or DWI on your driving résumé, Progressive could be a better choice than Auto Club (AAA). Every auto insurance company prices its policies differently, so always do your due diligence and compare quotes to understand which insurer suits you.
|Violation||Progressive avg. annual premium||Auto Club (AAA) avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$4,078|
|At-fault accident (damage > $1,000)||$2,245||$4,002|
Insurance companies rely on a driver's age to outline potential risk, assigning rates accordingly. Auto insurance is usually expensive for drivers younger than 25 — thanks to their inexperience — and more affordable for middle-aged drivers. Since each insurance company evaluates age tiers differently, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Progressive over Auto Club (AAA): Progressive offers average yearly savings of $2,008, compared to Auto Club (AAA).
|Age tier||Progressive avg. annual premium||Auto Club (AAA) avg. annual premium|
Setting aside cost, Progressive and Auto Club (AAA) both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to shop around before settling on an option.
|Discount Comparison||Progressive||Auto Club (AAA)|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||Progressive||Auto Club (AAA)|
|JD Power Rankings||3 out of 5||2 out of 5|
|Other Products||Progressive||Auto Club (AAA)|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||Progressive||Auto Club (AAA)|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Auto Club provides its customers with customizable payment options, competitive rates and excellent features.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.|
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|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||Auto Club (AAA) vs. 21st Century Auto Club (AAA) vs. Allied Auto Club (AAA) vs. Allstate Auto Club (AAA) vs. American Family Auto Club (AAA) vs. Amica Mutual Insurance Auto Club (AAA) vs. Erie Auto Club (AAA) vs. Esurance Auto Club (AAA) vs. Farmers Auto Club (AAA) vs. Foremost Auto Club (AAA) vs. GEICO Auto Club (AAA) vs. Infinity Auto Club (AAA) vs. Liberty Mutual Auto Club (AAA) vs. Mercury Auto Club (AAA) vs. MetLife Auto Club (AAA) vs. Metromile Auto Club (AAA) vs. Nationwide Auto Club (AAA) vs. SAFECO Auto Club (AAA) vs. Safe Auto Auto Club (AAA) vs. State Farm Auto Club (AAA) vs. The General Auto Club (AAA) vs. The Hartford Auto Club (AAA) vs. Titan Auto Club (AAA) vs. Travelers Auto Club (AAA) vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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