Progressive vs Allied Car Insurance

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Progressive or Allied:
Which Company is Best for You?

Choosing a car insurer can be difficult: rates can fluctuate by location, vehicle, and driving record, and companies offer an array of perks. Progressive and Allied are two of the most popular auto insurance companies, providing affordable policies in most American states.

In an effort to make shopping for car insurance easier, we've gathered average insurance premiums from Allied and Progressive. These rates cover a variety of rating factors, chief among which are credit score, driving history, and age. Take a look at these rates and find an affordable policy today.

Want to find out more? Consult our comprehensive reviews of Progressive and Allied.


Comparing car insurance rates: Progressive vs. Allied


Progressive vs. Allied: prices by credit level

If you have very poor credit, Allied could be a better option for you. On average, Allied offers more affordable premiums than Progressive for drivers with credit scores of 579 or less. Drivers with excellent credit — a score of 800-plus — should favor View average insurance rates by credit score for Allied and Progressive below.


RATES BY CREDIT LEVEL: Allied VS. Progressive
Credit scoreProgressive avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$3,602$1,483
Fair (580-669)$2,127$1,097
Good (670-739)$1,708$1,104
Very Good (740-799)$1,453$920
Exceptional (800-850)$1,320$857

Progressive vs. Allied: rates for bad drivers

If you're saddled with an at-fault collision, speeding ticket, reckless driving violation, or DUI on your record, Allied could be a better choice than Progressive. Every car insurance company enacts rate penalties differently, so it's worth comparing quotes to understand which insurer is best for you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Allied VS. Progressive
InfractionProgressive avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$2,720$1,662
At-fault accident (damage > $1,000)$2,245$1,221
DUI/DWI$2,201$2,708
Reckless driving$2,457$2,708
Speeding ticket$2,091$1,232

Progressive vs. Allied: rates by age

Insurance companies use age to outline potential risk, pricing premiums on a sliding scale. Insurance is usually more expensive for young drivers — due to their inexperience — and more affordable for older drivers. Because each insurance company rates age tiers uniquely, it's worth comparing rates and shopping around.

As a general rule, teen drivers should choose Allied over Progressive: the former's average annual rates are $4,722 less than the latter's..


COMPARING AUTO INSURANCE RATES BY AGE: Allied VS. Progressive
Age bracketProgressive avg. annual premiumAllied avg. annual premium
Teens$8,248$3,526
20s$2,287$1,392
30s$1,646$1,392
40s$1,644$959
50s$1,542$915
60s$1,403$832

Setting aside cost, there are myriad pros and cons of both Progressive and Allied, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonProgressiveAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonProgressiveAllied
Financial Strength SuperiorSuperior
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsProgressiveAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesProgressiveAllied
AboutProgressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceProgressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsProgressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsDo I need to put everyone in my household on my policy?
It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.
How many cars can I have on my progressive policy?
Hello, Most companies — including Progressive — will allow four cars per policy. Of course, it's always a good idea to check with your insurance company if you are unsure about whether or not your cars are covered.
Why won't my insurance recognize or cover Tesla labor rates?
Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.
I'm selling my car and canceling insurance. When I buy another car a few months from now, will I get higher rates for a lapse in coverage?
You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you.
See More Questions
Will my insurance company cover my vehicle if my cousin was driving my car?
Insurance follows the vehicle, so if you have collision coverage on your vehicle then your insurance company should cover the damage. You will need to contact them to confirm and begin the claims process.
If I claim my injuries after an accident, will that make my rates higher?
Since North Carolina does not fall into the No Fault state category, filing an injury claim is less likely to impact your future rates but that's not exactly guaranteed. You can always shop for a new policy down the road if you do see an increase, but since you weren't actually injured you could always discuss the details with your insurance company and they can advise you of your options.
Should I cancel my policy if I sold my vehicle and won't be getting another car for a month?
<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Canceling your auto insurance when you sell a vehicle sounds like a good idea until you realize the potential pitfalls of doing so. While it may not make sense to maintain auto insurance when you no longer own a vehicle, consider the fact that you still have to have insurance to test drive a vehicle that you are thinking about purchasing.
How much do car insurance rates go up after a DUI?
<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Unfortunately there is no way to provide an accurate number or percentage due to the fact that there are so many variables when pricing insurance. One thing to keep in mind is that if he is already insured then the chance of his insurance company finding out about the violation are slim to none.
See More Questions
Compare MoreProgressive vs. 21st Century Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Insurance Progressive vs. Safe Auto Progressive vs. Safeco Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Safe Auto Allied vs. Safeco Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
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Progressive vs Allied

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