Picking an auto insurer can be hard: companies' rates may vary by location, age, and driving history, and every company's discounts vary. Progressive and Allstate are counted among the most popular insurance companies, selling competitively priced insurance policies across many states.
To help make insurance shopping seamless, we've collected average rates from Allstate and Progressive. These rates cover a variety of rating factors, including credit score, driving history, and age. Compare rates and find the perfect policy for you.
If you have extremely bad credit, Allstate could be a better option for you. Typically, Allstate offers cheaper prices than Progressive for prospective clients with credit scores of lower than 580. Insurance shoppers with exceptional credit — a score of 800 or better — should lean toward Progressive, which typically beats Allstate by $423 per year. View average insurance rates by credit score for Allstate and Progressive below.
|Credit level||Progressive avg. annual premium||Allstate avg. annual premium|
|Very Poor (300-579)||$3,602||$3,117|
|Very Good (740-799)||$1,453||$1,820|
If you're dealing with an at-fault collision, ticket, reckless driving violation, or DUI in your recent history, Progressive could be a better choice than Allstate. Each car insurance company prices its policies differently, so it's worth comparing quotes to understand which insurance company suits you.
|Violation||Progressive avg. annual premium||Allstate avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$3,006|
|At-fault accident (damage > $1,000)||$2,245||$2,290|
Insurers use age to outline potential risk, assigning rates accordingly. A car insurance policy is usually more expensive for drivers younger than 25 — due to their inexperience — and relatively affordable for middle-aged drivers. Because every insurance company rates ages in a different way, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose Allstate over Progressive: the former's average annual rates are $1,806 less than the latter's..
|Age bracket||Progressive avg. annual premium||Allstate avg. annual premium|
Aside from affordability, Progressive and Allstate come with pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Allstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Every Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.|
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|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||Allstate vs. 21st Century Allstate vs. Allied Allstate vs. American Family Allstate vs. Amica Mutual Insurance Allstate vs. Auto Club (AAA) Allstate vs. Erie Allstate vs. Esurance Allstate vs. Farmers Allstate vs. Foremost Allstate vs. GEICO Allstate vs. Infinity Allstate vs. Liberty Mutual Allstate vs. Mercury Allstate vs. MetLife Allstate vs. Nationwide Allstate vs. Root Allstate vs. SAFECO Allstate vs. Safe Auto Allstate vs. State Farm Allstate vs. The General Allstate vs. The Hartford Allstate vs. Titan Allstate vs. Travelers Allstate vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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