Progressive vs Erie Car Insurance

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Progressive or Erie:
Which Company is Best for You?

Deciding on a car insurance company is difficult: rates vary based on your location, vehicle, and driving record, and insurers offer a variety of perks. Progressive and Erie are among the most popular insurance companies, providing competitively priced insurance policies across many states.

To make insurance shopping seamless, we've gathered average rates from Erie and Progressive. These cover myriad pricing factors, including credit rating, driving history, and age. Check out the below rates and find the perfect policy for you.

 

Compare Progressive vs. Erie auto insurance rates

 

Progressive vs. Erie: pricing by credit score

If you have very bad credit, Erie could be the way to go. On average, Erie offers better prices than Progressive for drivers with credit scores of lower than 580. Insurance shoppers with extraordinary credit — a score of 800 or higher — should lean toward View typical insurance rates by credit tier for Erie and Progressive:

 

COMPARING AUTO INSURANCE RATES BY CREDIT SCORE: Erie VS. Progressive
Credit scoreProgressive avg. annual premiumErie avg. annual premium
Very Poor (300-579)$3,602$2,402
Fair (580-669)$2,127$1,040
Good (670-739)$1,708$894
Very Good (740-799)$1,453$743
Exceptional (800-850)$1,320$726

 

Progressive vs. Erie: rates after infractions

If you're saddled with an at-fault accident, speeding violation, reckless driving violation, or DUI in your recent history, Erie could be a better choice than Progressive. Every auto insurance company prices its policies differently, so don't be afraid to shop around to figure out which insurer suits you.

 

RATES BY CITATION: Erie VS. Progressive
ViolationProgressive avg. annual premiumErie avg. annual premium
At-fault accident (damage < $1,000)$2,720$893
At-fault accident (damage > $1,000)$2,245$772
DUI/DWI$2,201$1,163
Reckless driving$2,457$760
Speeding ticket$2,091$747

 

Progressive vs. Erie: rates by age

Auto insurance companies rely on age as an indicator of potential risk, pricing premiums accordingly. A car insurance policy is often priciest for teens — due to their inexperience — and relatively affordable for older drivers. Because each insurance company rates ages in a different way, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose Erie instead of Progressive: the former's average annual rates are $6,010 less than the latter's..

 

RATES BY AGE: Erie VS. Progressive
AgeProgressive avg. annual premiumErie avg. annual premium
Teens$8,248$2,238
20s$2,287$1,108
30s$1,646$1,108
40s$1,644$755
50s$1,542$692
60s$1,403$676

 

Cost aside, Progressive and Erie each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.

Discount ComparisonProgressiveErie
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonProgressiveErie
Financial Strength SuperiorSuperior
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 100% filled Star icon 100% filled Star icon
5 out of 5
User Satisfaction

A+

A+

Other ProductsProgressiveErie
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesProgressiveErie
AboutProgressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.
Roadside AssistanceProgressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.
Additional DiscountsProgressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.
Recent Questions
Compare MoreProgressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAAErie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farm Bureau Mutual Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. SAFECO Erie vs. Safe Auto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasIllinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia
Additional Resources:

Progressive vs Erie

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