Deciding on a car insurance company is difficult: rates vary based on your location, vehicle, and driving record, and insurers offer a variety of perks. Progressive and Erie are among the most popular insurance companies, providing competitively priced insurance policies across many states.
To make insurance shopping seamless, we've gathered average rates from Erie and Progressive. These cover myriad pricing factors, including credit rating, driving history, and age. Check out the below rates and find the perfect policy for you.
If you have very bad credit, Erie could be the way to go. On average, Erie offers better prices than Progressive for drivers with credit scores of lower than 580. Insurance shoppers with extraordinary credit — a score of 800 or higher — should lean toward View typical insurance rates by credit tier for Erie and Progressive:
|Credit score||Progressive avg. annual premium||Erie avg. annual premium|
|Very Poor (300-579)||$3,602||$2,402|
|Very Good (740-799)||$1,453||$743|
If you're saddled with an at-fault accident, speeding violation, reckless driving violation, or DUI in your recent history, Erie could be a better choice than Progressive. Every auto insurance company prices its policies differently, so don't be afraid to shop around to figure out which insurer suits you.
|Violation||Progressive avg. annual premium||Erie avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$893|
|At-fault accident (damage > $1,000)||$2,245||$772|
Auto insurance companies rely on age as an indicator of potential risk, pricing premiums accordingly. A car insurance policy is often priciest for teens — due to their inexperience — and relatively affordable for older drivers. Because each insurance company rates ages in a different way, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose Erie instead of Progressive: the former's average annual rates are $6,010 less than the latter's..
|Age||Progressive avg. annual premium||Erie avg. annual premium|
Cost aside, Progressive and Erie each come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Dive into the data before making your decision.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||5 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Erie provides 24-hour roadside assistance for an additional fee on your policy that covers reasonable auto towing and required labor cost at the site of your vehicle breakdown.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Erie offers an additional discount called "Reduced Usage" that provides a lower rate on your policy if your vehicle is unused for 90 consecutive days during the policy period.|
|Recent Questions||Does progressive auto insurance cover house property damage?|
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|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||Erie vs. 21st Century Erie vs. Allied Erie vs. Allstate Erie vs. American Family Erie vs. Amica Mutual Insurance Erie vs. Auto Club (AAA) Erie vs. Esurance Erie vs. Farm Bureau Mutual Erie vs. Farmers Erie vs. Foremost Erie vs. GEICO Erie vs. Infinity Erie vs. Liberty Mutual Erie vs. Mercury Erie vs. MetLife Erie vs. Nationwide Erie vs. North Star Mutual Erie vs. SAFECO Erie vs. Safe Auto Erie vs. State Farm Erie vs. The General Erie vs. The Hartford Erie vs. Titan Erie vs. Travelers Erie vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Illinois Indiana Kentucky Maryland New York North Carolina Ohio Pennsylvania Tennessee Virginia|
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