Selecting a car insurance company is complex: every company's rates differ by driving history, age, and location, and companies offer an array of perks. Progressive and Farmers are among the most popular auto insurance companies, providing competitively priced policies in many states.
To take the sting out of shopping for car insurance, we've collected average insurance premiums from Farmers and Progressive. The below cover an array of pricing factors, including credit quality, driving record, and age. Take a look at these rates and find your next car insurance policy today.
If you have very poor credit, Farmers could be preferable to Progressive. On average, Farmers offers more affordable rates than Progressive for drivers with credit scores of less than 580. Drivers with exceptional credit — a score of 800-plus — should lean toward Progressive, which typically beats Farmers by $34 annually. Check out average insurance costs by credit tier for Farmers and Progressive below.
|Credit level||Progressive avg. annual premium||Farmers avg. annual premium|
|Very Poor (300-579)||$3,602||$2,633|
|Very Good (740-799)||$1,453||$1,459|
If you're carrying an at-fault collision, speeding violation, reckless driving citation, or DUI on your driving record, Farmers could be a better choice than Progressive. Every insurance company prices policies differently after a violation, so it's worth comparing quotes to find out which insurer is best for you.
|Citation||Progressive avg. annual premium||Farmers avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$2,334|
|At-fault accident (damage > $1,000)||$2,245||$1,699|
Insurance companies use a driver's age to outline potential risk, assigning rates accordingly. A car insurance policy is commonly expensive for beginning and young drivers — due to their increased odds of being involved in an accident — and more affordable for middle-aged drivers. Because every insurance company rates age brackets differently, it's a smart move to shop around.
As a general rule, teen drivers should choose Farmers over Progressive: the former's average annual rates are $1,730 less than the latter's..
|Age||Progressive avg. annual premium||Farmers avg. annual premium|
Cost aside, Progressive and Farmers both have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Farmers Auto Insurance knows that protecting your vehicle is more than just a basic obligation, which is why they provide all the value and flexibility you need, along with unparalleled customer and claim service.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Farmer's Roadside Assistance provides assistance for reasonable and necessary services up to $150, including towing, roadside winching, locksmith services, flat tire changes, and jump starts.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Farmers offers an additional discount for seniors.|
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|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||Farmers vs. 21st Century Farmers vs. Allied Farmers vs. Allstate Farmers vs. American Family Farmers vs. Amica Mutual Insurance Farmers vs. Auto Club (AAA) Farmers vs. Erie Farmers vs. Esurance Farmers vs. Farm Bureau Mutual Farmers vs. GEICO Farmers vs. Infinity Farmers vs. Liberty Mutual Farmers vs. Mercury Farmers vs. MetLife Farmers vs. Nationwide Farmers vs. North Star Mutual Farmers vs. SAFECO Farmers vs. Safe Auto Farmers vs. State Farm Farmers vs. The General Farmers vs. The Hartford Farmers vs. Titan Farmers vs. Travelers Farmers vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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