Progressive vs Infinity Car Insurance

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Progressive or Infinity:
Which Company is Best for You?

Picking a car insurer can be tricky: rates can vary by location, age, and driving history, and every company's discounts vary. Progressive and Infinity are two of America's most popular car insurance companies, offering competitively priced coverage across large portions of America.

In an effort to make shopping for car insurance easier, we've gathered typical rates from Infinity and Progressive. The below cover a variety of pricing factors, including credit rating, driving infractions, and age. Take a look at these rates and find the perfect policy for you.

Go in-depth: Check out our comprehensive reviews of Progressive and Infinity.


Progressive vs. Infinity: premium comparison


Progressive vs. Infinity: pricing by credit score

If you have very poor credit, Progressive could be a better option for you. On average, Progressive offers more affordable rates than Infinity for drivers with credit scores of less than 580. Those with exceptional credit — a score of 800 or higher — should lean toward Progressive, which typically beats Infinity by $2,561 annually. View common insurance rates by credit tier for Infinity and Progressive below.


CREDIT SCORE INSURANCE RATE COMPARISON: Infinity VS. Progressive
Credit levelProgressive avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,602$7,847
Fair (580-669)$2,127$4,862
Good (670-739)$1,708$3,955
Very Good (740-799)$1,453$4,045
Exceptional (800-850)$1,320$3,881

Progressive vs. Infinity: rates for drivers with bad records

If you have an at-fault collision, ticket, reckless driving citation, or DWI on your driving résumé, Progressive could be a better choice than Infinity. Every insurance company will handle driving offenses differently, so it's worth comparing quotes to understand which insurance company suits you.


RATES BY VIOLATION: Infinity VS. Progressive
ViolationProgressive avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$2,720$5,774
At-fault accident (damage > $1,000)$2,245$4,487
DUI/DWI$2,201$6,124
Reckless driving$2,457$6,124
Speeding ticket$2,091$4,174

Progressive vs. Infinity: rates by age

Insurance companies use age to outline risk potential, assigning rates accordingly. Insurance is typically expensive for teen drivers — due to their increased odds of being involved in an accident — and most affordable for middle-aged drivers. Since every insurance company rates age tiers in a different way, it's smart to shop around and find a great rate.

As a general rule, teen drivers should choose Progressive instead of Infinity: Progressive offers average yearly savings of $8,043, compared to Infinity.


RATES BY AGE BRACKET: Infinity VS. Progressive
AgeProgressive avg. annual premiumInfinity avg. annual premium
Teens$8,248$16,291
20s$2,287$5,588
30s$1,646$5,588
40s$1,644$4,077
50s$1,542$3,716
60s$1,403$3,365

Aside from affordability, Progressive and Infinity each have pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.

Discount ComparisonProgressiveInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonProgressiveInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
Not Rated
User Satisfaction

A+

A+

Other ProductsProgressiveInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesProgressiveInfinity
AboutProgressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceProgressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsProgressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsDo I need to put everyone in my household on my policy?
It's usually recommended to add everyone who lives in the household on the same policy if it's likely they will be driving the insured car, and insurance companies generally require everyone in the household of driving age to be listed on the policy. But if the others in the household already have their own insurance and vehicles, this would be unnecessary.
How many cars can I have on my progressive policy?
Hello, Most companies — including Progressive — will allow four cars per policy. Of course, it's always a good idea to check with your insurance company if you are unsure about whether or not your cars are covered.
Why won't my insurance recognize or cover Tesla labor rates?
Each insurance company has different guidelines when it comes to how they handle claims and repairs. As long as they are following the guidelines agreed to within your policy documents, then they are meeting the requirements on their end, so refer back to your policy and check what's covered and what's not.
I'm selling my car and canceling insurance. When I buy another car a few months from now, will I get higher rates for a lapse in coverage?
You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you.
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Is it worth filing a claim for a scratch on my car that happened when it was parked?
If the scratch was the result of vandalism and not caused by another vehicle then filing a comprehensive claim should have little to no impact on your future rates. This also means that you will have to pay your comprehensive coverage deductible for the repair.
When filling out quotes, do I have to disclose an accident that my friend had while driving my car?
The questions pertains to you as a driver. The same would go for tickets.
If I file a claim for denting my car door on a beam, will my insurance rate increase?
Filing a claim where you were the cause of damage will most likely result in an increase in your rate. In Texas, the average increase in premium for an at-fault accident is $817 per year, based on our State of Insurance report.
See More Questions
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