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Choosing a car insurance company is sometimes difficult: rates can fluctuate based on your driving history, location, and age, and every company provides a different set of discounts. Progressive and Mercury are among the most popular car insurance companies, selling competitively priced insurance policies in most states.
To take the sting out of shopping for car insurance, we gathered average rates from Mercury and Progressive. The below rates cover a variety of pricing factors, including credit quality, driving record, and age. Examine these figures and find an affordable policy today.
If you have very poor credit, Mercury could be the way to go. On average, Mercury offers cheaper rates than Progressive for drivers with credit scores of 579 or less. Drivers with exceptional credit — a score of 800-plus — should opt for Check out common insurance rates by credit level for Mercury and Progressive below.
|Credit level||Progressive avg. annual premium||Mercury avg. annual premium|
|Very Poor (300-579)||$3,602||$1,115|
|Very Good (740-799)||$1,453||$1,115|
If you're dealing with an at-fault collision, speeding ticket, reckless driving violation, or DWI on your driving record, Mercury could be a better choice than Progressive. Each insurer prices policies differently after a violation, so don't be afraid to shop around to find out which insurance company suits you.
|Violation||Progressive avg. annual premium||Mercury avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$1,822|
|At-fault accident (damage > $1,000)||$2,245||$1,125|
Insurers rely on age to indicate risk, assigning rates on a sliding scale. A car insurance policy is commonly more expensive for teen drivers — because of their inexperience — and most affordable for drivers aged 25 or older. Because every insurance company evaluates age brackets uniquely, it's a smart move to shop around.
As a general rule, teen drivers should choose Mercury over Progressive: the former's average annual rates are $4,831 less than the latter's..
|Age tier||Progressive avg. annual premium||Mercury avg. annual premium|
Aside from finances, Progressive and Mercury each carry pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||2 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Rated A+ by AM Best, Mercury Insurance has been saving customers money on home and auto insurance since 1962.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Mercury offers roadside assistance as an optional addition to your policy which provides coverage 24/7 for things like reimbursement for locking keys in your car, a flat tire change, and even a tow up to the limit on your policy.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Mercury insurance offers additional accommodations to military service members like accepting out of state licenses, physical damage only coverage, and more!|
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|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. SafeAuto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||Mercury vs. 21st Century Mercury vs. Allied Mercury vs. Allstate Mercury vs. American Family Mercury vs. Amica Mutual Insurance Mercury vs. Auto Club (AAA) Mercury vs. Erie Mercury vs. Esurance Mercury vs. Farm Bureau Mutual Mercury vs. Farmers Mercury vs. Foremost Mercury vs. GEICO Mercury vs. Infinity Mercury vs. Liberty Mutual Mercury vs. MetLife Mercury vs. Nationwide Mercury vs. North Star Mutual Mercury vs. SAFECO Mercury vs. SafeAuto Mercury vs. State Farm Mercury vs. The General Mercury vs. The Hartford Mercury vs. Titan Mercury vs. Travelers Mercury vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Georgia Illinois Nevada New Jersey New York Texas Virginia|
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