Progressive vs MetLife Car Insurance

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Progressive or MetLife:
Which Company is Best for You?

Selecting a car insurance company is sometimes difficult: rates can fluctuate by driving record, age, and location, and companies offer an array of discounts. Progressive and MetLife are two of the US' most popular insurers, offering high-quality coverage across large portions of America.

To simplify the insurance-shopping process, we've gathered average insurance rates from MetLife and Progressive. These take into account a variety of rating factors, including credit history, driving history, and age. Examine these figures and find your next car insurance policy today.


Progressive vs. MetLife: rate comparison


Progressive vs. MetLife: rates by credit level

If you have very poor credit, MetLife could be preferable to Progressive. On average, MetLife offers more affordable rates than Progressive for drivers with credit scores of less than 580. Insurance shoppers with exceptional credit — a score of 800 or higher — should lean toward Check out typical insurance rates by credit tier for MetLife and Progressive below.


RATES BY CREDIT LEVEL: MetLife VS. Progressive
Credit levelProgressive avg. annual premiumMetLife avg. annual premium
Very Poor (300-579)$3,602$3,495
Fair (580-669)$2,127$2,131
Good (670-739)$1,708$1,778
Very Good (740-799)$1,453$1,517
Exceptional (800-850)$1,320$1,293

Progressive vs. MetLife: rates for drivers with bad records

If you're carrying an at-fault collision, speeding ticket, reckless driving citation, or DUI on your driving résumé, MetLife could be a better choice than Progressive. Each auto insurance company prices policies differently after a violation, so don't hesitate to shop around to find out which insurer suits you.


HIGH-RISK INSURANCE RATE COMPARISON: MetLife VS. Progressive
ViolationProgressive avg. annual premiumMetLife avg. annual premium
At-fault accident (damage < $1,000)$2,720$2,598
At-fault accident (damage > $1,000)$2,245$1,679
DUI/DWI$2,201$3,219
Reckless driving$2,457$3,219
Speeding ticket$2,091$2,085

Progressive vs. MetLife: rates by age

Insurance companies use age to outline risk potential, assigning rates accordingly. An insurance policy is commonly more expensive for young drivers — due to their inexperience — and more affordable for middle-aged drivers. Because each insurance company evaluates age brackets in a different way, it's smart to shop around and find the perfect policy for you.

As a general rule, teen drivers should choose MetLife over Progressive: the former's average annual rates are $1,814 less than the latter's..


RATES BY AGE: MetLife VS. Progressive
Age bracketProgressive avg. annual premiumMetLife avg. annual premium
Teens$8,248$6,434
20s$2,287$2,457
30s$1,646$2,457
40s$1,644$1,590
50s$1,542$1,520
60s$1,403$1,414

Affordability aside, Progressive and MetLife come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonProgressiveMetLife
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonProgressiveMetLife
Financial Strength SuperiorSuperior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A

Other ProductsProgressiveMetLife
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesProgressiveMetLife
AboutProgressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.MetLife Auto & Home MyDirect’s 100% digital experience lets you easily buy and manage your policy all online – without ever speaking to an agent over the phone. It’s the first of its kind and backed by the experience of MetLife Auto & Home.
Roadside AssistanceProgressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.MetLife offers optional Towing & Labor Coverage to help reimburse you for towing and other roadside-assistance expenses.
Additional DiscountsProgressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.MetLife offers additional savings through a Deductible Savings Benefit (available in select states), which enables you to earn $50 every year you don't make a claim, up to a maximum of $250 that may be used toward your deductible, if you have a covered loss.
Recent QuestionsDoes progressive auto insurance cover house property damage?

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Somebody break into my car. I try to to file a claim but the employee told me I won’t get ...

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I hit a woman in a Walmart parking lot. I was going straight down an aisle and she was going ...

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I had just parked my car. I opened my door and another car pulled into the spot next to me, ...

Will a paraphernalia charge impact my auto insurance rate?

I received a ticket for possession of drug paraphernalia in February, but I was not in a vehicle at the ...

If I’m involved in an accident driving my grandmother’s car, will the damage be covered?

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Compare MoreProgressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAAMetLife vs. 21st Century MetLife vs. Allied MetLife vs. Allstate MetLife vs. American Family MetLife vs. Amica Mutual Insurance MetLife vs. Auto Club (AAA) MetLife vs. Erie MetLife vs. Esurance MetLife vs. Farm Bureau Mutual MetLife vs. Farmers MetLife vs. Foremost MetLife vs. GEICO MetLife vs. Infinity MetLife vs. Liberty Mutual MetLife vs. Mercury MetLife vs. Nationwide MetLife vs. North Star Mutual MetLife vs. SAFECO MetLife vs. Safe Auto MetLife vs. State Farm MetLife vs. The General MetLife vs. The Hartford MetLife vs. Titan MetLife vs. Travelers MetLife vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
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Progressive vs MetLife

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