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Deciding on an auto insurance company is sometimes difficult: rates can fluctuate based on your location, vehicle, and driving record, and insurers offer a variety of perks. Progressive and Nationwide are two of the most popular insurance companies, selling affordable coverage across large swaths of the US.
To help take the sting out of shopping for car insurance, we have pulled average policy prices from Nationwide and Progressive. The below rates cover a variety of rating factors, including credit rating, driving behavior, and age. Take a look at these rates and find the right policy for you.
If you have very poor credit, Nationwide could be the way to go. Typically, Nationwide offers lower rates than Progressive for drivers with credit scores of less than 580. Those with excellent credit — a score of 800 or better — should opt for Check out average insurance rates by credit tier for Nationwide and Progressive below.
|Credit level||Progressive avg. annual premium||Nationwide avg. annual premium|
|Very Poor (300-579)||$3,602||$1,593|
|Very Good (740-799)||$1,453||$1,109|
If you are carrying an at-fault accident, speeding violation, reckless driving citation, or DUI on your record, Nationwide could be a better choice than Progressive. Every auto insurance company prices policies differently after a violation, so don't hesitate to shop around to understand which insurer is best for you.
|Infraction||Progressive avg. annual premium||Nationwide avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$1,836|
|At-fault accident (damage > $1,000)||$2,245||$1,475|
Auto insurance companies use age as an estimator of risk, pricing policies on a sliding scale. An insurance policy is often expensive for teens — due to their inexperience — and more affordable for middle-aged drivers. Because every auto insurance company evaluates age brackets in a different way, it's a smart move to shop around.
As a general rule, teen drivers should choose Nationwide instead of Progressive: the former's average annual rates are $4,624 less than the latter's..
|Age||Progressive avg. annual premium||Nationwide avg. annual premium|
Cost aside, Progressive and Nationwide both have pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||4 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Nationwide demonstrates customer appreciation and respect through dedicated, licensed professionals and superior claim service.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Nationwide's Roadside Assistance is available in select states. Two levels of emergency Roadside Assistance coverage—Basic and Plus—are available. Nationwide Roadside Assistance Basic applies to everyone on your policy, in any car you might occupy with coverage that includes towing up to 15 miles, ditch extraction service, emergency fuel, battery jump-start, locksmith services up to $100 and tire changes. Nationwide Roadside Assistance Plus includes all the previously listed services in addition to a tow up to 100 miles and trip interruption coverage that may reimburse your expenses up to $500 for alternate transportation, lodging and meals if you find yourself broken down 100 or more miles from home.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Nationwide offers additional savings through a Family Discount, which allows you to share discounts with members of your family.|
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|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. SAFECO Progressive vs. SafeAuto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||Nationwide vs. 21st Century Nationwide vs. Allstate Nationwide vs. American Family Nationwide vs. Amica Mutual Insurance Nationwide vs. Auto Club (AAA) Nationwide vs. Erie Nationwide vs. Esurance Nationwide vs. Farm Bureau Mutual Nationwide vs. Farmers Nationwide vs. Foremost Nationwide vs. GEICO Nationwide vs. Infinity Nationwide vs. Liberty Mutual Nationwide vs. Mercury Nationwide vs. MetLife Nationwide vs. North Star Mutual Nationwide vs. Root Nationwide vs. SAFECO Nationwide vs. SafeAuto Nationwide vs. State Farm Nationwide vs. The General Nationwide vs. The Hartford Nationwide vs. Travelers Nationwide vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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