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Selecting a car insurance company can be complicated: rates fluctuate by driving history, age, and location, and companies offer an array of discounts. Progressive and SAFECO are counted among the most popular insurers, providing high-quality insurance policies across large swaths of the US.
In an effort to simplify the comparison process, we've gathered average insurance rates from SAFECO and Progressive. These cover myriad rating factors, including credit, driving infractions, and age. Check out the below rates and find the perfect policy for you.
If you have very bad credit, Progressive could be preferable to Progressive. On average, Progressive offers better premiums than SAFECO for drivers with credit scores of less than 580. Those with exceptional credit — a score of 800 or higher — should consider Progressive, which typically beats SAFECO by $335 per year. View common insurance rates by credit level for SAFECO and Progressive:
|Credit level||Progressive avg. annual premium||SAFECO avg. annual premium|
|Very Poor (300-579)||$3,602||$5,308|
|Very Good (740-799)||$1,453||$1,871|
If you are dealing with an at-fault accident, speeding ticket, reckless driving violation, or DUI on your record, SAFECO could be a better choice than Progressive. Every car insurance company prices its policies differently, so it's worth comparing quotes to understand which insurer suits you.
|Citation||Progressive avg. annual premium||SAFECO avg. annual premium|
|At-fault accident (damage < $1,000)||$2,720||$2,546|
|At-fault accident (damage > $1,000)||$2,245||$1,969|
Auto insurance companies rely on a driver's age to indicate risk, pricing premiums accordingly. An insurance policy is commonly priciest for teens — due to their inexperience — and more affordable for drivers aged 25 or older. Because every insurance company rates age brackets in a different way, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose SAFECO over Progressive: the former's average annual rates are $483 less than the latter's..
|Age tier||Progressive avg. annual premium||SAFECO avg. annual premium|
Cost aside, Progressive and SAFECO come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||Progressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.||Why customers love us: Whether it’s your car, home, motorcycle, boat, identity, or more, Safeco makes it simple to protect what matters to you. Financial strength you can trust - Safeco Insurance is a proud part of Liberty Mutual Insurance, a Fortune 100 company. Liberty Mutual is rated “A” by A.M. Best Company.|
|Roadside Assistance||Progressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.||Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.|
|Additional Discounts||Progressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.||Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.|
|Compare More||Progressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farm Bureau Mutual Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. North Star Mutual Progressive vs. Root Progressive vs. Safe Auto Progressive vs. State Farm Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAA||SAFECO vs. 21st Century SAFECO vs. Allied SAFECO vs. Allstate SAFECO vs. American Family SAFECO vs. Amica Mutual Insurance SAFECO vs. Auto Club (AAA) SAFECO vs. Erie SAFECO vs. Esurance SAFECO vs. Farm Bureau Mutual SAFECO vs. Farmers SAFECO vs. Foremost SAFECO vs. GEICO SAFECO vs. Infinity SAFECO vs. Mercury SAFECO vs. MetLife SAFECO vs. Nationwide SAFECO vs. North Star Mutual SAFECO vs. Safe Auto SAFECO vs. State Farm SAFECO vs. The General SAFECO vs. The Hartford SAFECO vs. Titan SAFECO vs. Travelers SAFECO vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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