Car Insurance in Rancho Cucamonga
If you are insuring a vehicle in Rancho Cucamonga, cutting costs is crucial because premiums in California are known for being pricey. They are generally 20% higher than the national average. Let’s take a look at how to save on car insurance in Rancho Cucamonga.
- City Average: $1,768
- State Average: $1,713
- National Average: $1,427
Rancho Cucamonga Car Insurance by Accident or Violation History
Do you know the impact an accident or violation can have on your prices on car insurance? If you are found at-fault in an accident in Rancho Cucamonga, you can expect your yearly car insurance payments to grow by $1,010. Do you want to increase your car insurance premiums by a sizeable 36%? If not, keep an eye on your speedometer because a ticket for speeding by 16-20mph in Rancho Cucamonga will cause that rise.
- DUI: $5,046
- Reckless Driving: $5,046
- At-fault Accident (damages less than $1000): $2,778
- At-fault Accident (damages greater than $2000): $2,778
- Speeding Ticket (16-20 mph over speed limit): $2,405
Rancho Cucamonga Car Insurance by Gender and Marital Status
In Rancho Cucamonga, both gender and marital status affect your car insurance premiums. However, females have premiums that are only a little more expensive than those for males. Rates for those who are widowed are moderately cheaper than rates for those who are single. Being single can cost you $76 more per year compared to being married.
- Female: $1,772
- Male: $1,768
- Single: $1,768
- Married: $1,692
- Divorced: $1,768
- Widowed: $1,698
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Rancho Cucamonga Car Insurance by Age
Teenage drivers are the ones who pay the most in car insurance premiums, with average payments of $6,647. Drivers in their 60s save money on premiums, as they have the lowest rates among all age groups, paying only $1,515 a year. However, people in their 50s ($1,557) have premiums that aren't much higher. In Rancho Cucamonga, drivers see the largest dip in premiums when they reach their 20s, as they save an average of 61% from moving out of the teenage age bracket. While insurance rates for drivers will continue to decline through their 60s, they should expect a change when they turn 70.
- Teenagers: $6,647
- 20s: $2,596
- 30s: $1,736
- 40s: $1,681
- 50s: $1,557
- 60s: $1,515
- 70s: $1,689
* Credit score, while used in other states, is considered discriminatory in California and thus is not used as a rating factor when determining how much you'll pay for auto insurance.