Atlanta Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Atlanta


Renters insurance is important for those renting an apartment or house. It insures your rental dwelling — and any personal property within it — against a variety of perils, including fire, theft, vandalism, or wind damage. Since bad things do happen, the affordable price of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

Renters insurance premiums are dictated by myriad factors, including your building's age, the materials from which it’s made, its location, and the pricing guidelines of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average yearly cost of renters insurance in Atlanta is $258.

Finding affordable renters insurance in Atlanta should start with a thorough review of the top renters insurance companies. Check out our breakdown of Atlanta, Georgia renters insurance premiums to begin your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.


Atlanta renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance costs in Atlanta — top companies

Renters insurance rates in Atlanta, Georgia depend on the insurer you choose. For instance, USAA offers the cheapest renters insurance in Atlanta, at just $127 per year. That's less expensive than the city's average cost of $258, providing a $131 discount on typical rates in the city.

Start your search for a renters insurance policy by reviewing the cheapest companies in Atlanta.


AFFORDABLE RENTERS INSURANCE COMPANIES IN ATLANTA
CompanyAverage Annual Rate in Atlanta
USAA$127
Georgia Farm Bureau$148
Safeco$158
Travelers$187
Cincinnati Insurance$202

Atlanta renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you opt to carry. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Atlanta, the average annual cost difference between these tiers is about $119. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Atlanta
$25K Property$198
$50K Property$318

Tip: bundle your renters and auto insurance policies

If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Combining renters and auto insurance in Atlanta can lead to substantial savings. In fact, bundling renters and auto insurance leads to average savings of 5.5% on car insurance rates. The car insurance company offering the most affordable rate with a renters bundle is Georgia Farm Bureau, followed by GEICO and Allstate.


CAR AND RENTERS INSURANCE BUNDLING DISCOUNTS IN ATLANTA
Annual Bundle SavingsBundle Savings %
$1025.5%

Need renters insurance? Talk to an expert today.