Fort Worth, TX Renters Insurance

Fort Worth renters insurance

Renters insurance is critical if you’re renting an apartment or house. The coverage protects in a variety of circumstancees, including theft, fire, vandalism, or wind damage. Given the reasonable likelihood of a damaging incident, the affordability of a renters policy, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

Renters insurance premiums are dictated by myriad factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to events such as fire, lightning, wind, or hail, renters insurance policies may be more expensive to account for the extra risk.

The average annual renters insurance rate in Fort Worth is $253.

Finding reliable renters insurance in Fort Worth starts with comparing policies. Consult our breakdown of Fort Worth, Texas renters insurance premiums to begin your search with as much background info as possible. Remember: your renters insurance costs may vary based on your coverage limits and other factors.

Fort Worth renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance premiums in Fort Worth — top companies

How much you pay for renters insurance in Fort Worth depends on the insurance company you choose. For instance, USAA offers the most affordable renters insurance in Fort Worth, at just $137 per year. That's less expensive than the city's average cost of $253, providing a $116 discount on the city's normal rates.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Fort Worth.

CompanyAverage Annual Rate in Fort Worth
Texas Farm Bureau$242

Fort Worth renters insurance premiums by coverage level

The cost of your renters insurance depends on the amount of coverage you opt to carry. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Fort Worth, the annual cost differential between these options is roughly $129. If you can afford the up-front expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Fort Worth
$25K Property$188
$50K Property$317

Tip: bundle your renters and car insurance policies

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Pairing renters and auto insurance in Fort Worth can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Fort Worth leads to average auto insurance savings of $69. The car insurance company with the cheapest bundled rate is State Farm, followed by USAA and Progressive.

Annual Bundle SavingsBundle Savings %

Need renters insurance? Talk to an expert today.

Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET,, and Kin Insurance.