Garland Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Garland


It's key to carry an active renters insurance policy for those renting an apartment or house. It protects your rental unit — and any personal belongings within it — in a variety of circumstancees, including vandalism, wind damage, theft, or fire. Since bad things do happen, the affordable price of renters insurance, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to events such as fire, lightning, wind, or hail, renters insurance policies may be more expensive to account for the extra risk.

The average annual cost of renters insurance in Garland is $254.

Finding reliable renters insurance in Garland should start with a thorough review of the top renters insurance companies. Check out our breakdown of Garland, Texas renters insurance costs to ensure you start your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.


Garland renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance rates in Garland by insurance company

Renters insurance premiums in Garland depend on the insurer you choose. For instance, USAA offers the cheapest renters insurance in Garland, at just $137 per year. That's less expensive than the city's average cost of $254, providing a $117 discount on the city's normal rates.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Garland.


AFFORDABLE RENTERS INSURANCE COMPANIES IN GARLAND
CompanyAverage Annual Rate in Garland
USAA$137
Travelers$171
Amica$201
Safeco$202
Texas Farmers$234

Garland renters insurance premiums by coverage level

The cost of your renters insurance depends on the amount of coverage you carry. The most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Garland, the difference in annual premium between these two tiers is about $129. If you can afford the up-front expense, it's worth considering.

Coverage LevelAverage Annual Rate in Garland
$25K Property$190
$50K Property$319

Money-saving tip: bundle your renters and auto insurance policies

If you’re looking to cut your insurance expenditures, purchase your renters and auto policies from the same insurance company. Bundling renters and car insurance in Garland can lead to substantial savings. In fact, bundling policies in Garland leads to average auto insurance savings of $76. The car insurer with the cheapest bundled rate is USAA, followed by State Farm and Progressive.


RENTERS AND CAR INSURANCE BUNDLE SAVINGS IN GARLAND
Annual Bundle SavingsBundle Savings %
$763.9%

Need renters insurance? Talk to an expert today.