Henderson Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Henderson


Renters insurance is important for those renting an apartment or house. The coverage protects against a number of perils, such as fire, theft, vandalism, or wind damage. As these circumstances are fairly common, the affordability of rental coverage, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

Renters insurance rates are dictated by a number of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average yearly cost of renters insurance in Henderson is $187.

Getting affordable renters insurance in Henderson should start with a thorough comparison of the top renters insurance companies. Consult our analysis of Henderson, Nevada renters insurance premiums to commence your purchase process with as much background info as possible. Note that rates will vary based on coverage limits and other factors.


Henderson renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Car and renters insurance discounts

Renters insurance costs in Henderson by insurance company

Insurance premiums in Henderson vary based on the insurance company you choose. For instance, Country offers the cheapest renters insurance in Henderson, at just $127 per year. This compares favorably to the city's average cost of $187, providing a $61 discount on typical rates in the city.

Start your search for a renters insurance policy by reviewing the cheapest companies in Henderson.


AFFORDABLE RENTERS INSURANCE COMPANIES IN HENDERSON
CompanyAverage Annual Rate in Henderson
Country$127
American Family$130
Travelers$140
ACA$161
Safeco$162

Henderson renters insurance pricing by coverage tier

The cost of your renters insurance policy will be influenced by the amount of coverage you opt to carry. Common renters insurance tiers are $25,000 and $50,000 property coverage. In Henderson, the difference in annual premium between these two tiers is approximately $63. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Henderson
$25K Property$156
$50K Property$219

How to save: bundle your renters and car insurance policies

If you’re looking to save, consider carrying your renters and auto policies under the same insurance company. Combining renters and car insurance in Henderson can result in substantial savings. In fact, bundling renters and auto insurance leads to average savings of 4.4% on car insurance rates. The auto insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Progressive and State Farm.


RENTERS AND CAR INSURANCE BUNDLING DISCOUNTS IN HENDERSON
Annual Bundle SavingsBundle Savings %
$974.4%

Need renters insurance? Talk to an expert today.