Jacksonville Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Jacksonville


It's important to carry renters insurance for those renting an apartment or house. Renters insurance covers your rental unit — and the personal property within it — in a variety of circumstancees, including wind, theft, fire, or vandalism. Given the relatively common frequency of these incidents, the affordability of rental coverage, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

Renters insurance premiums are dictated by myriad factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average annual cost of renters insurance in Jacksonville is $226.

Finding cheap renters insurance in Jacksonville begins with shopping around and comparing policies. Consult our breakdown of average Jacksonville renters insurance costs to ensure you start your search with as much background info as possible. Remember: your renters insurance costs may vary based on your coverage limits and other factors.


Jacksonville renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Renters and auto insurance discounts

Renters insurance premiums in Jacksonville by insurance company

Renters insurance premiums in Jacksonville depend on the insurance company providing the quote. For instance, Security First offers the cheapest renters insurance in Jacksonville, at just $136 per year. This compares favorably to the city's average cost of $226, providing a $90 discount on typical rates in the city.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Jacksonville.


AFFORDABLE RENTERS INSURANCE COMPANIES IN JACKSONVILLE
CompanyAverage Annual Rate in Jacksonville
Security First$136
Citizens$145
Peoples Trust$162
Castle Key$166
State Farm$191

Jacksonville renters insurance pricing by coverage level

Your renters insurance rates will vary depending on your coverage levels. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Jacksonville, the annual cost difference between these tiers is roughly $99. If you can afford the up-front expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Jacksonville
$25K Property$177
$50K Property$276

Tip: bundle your renters and car insurance policies

If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Bundling renters and auto insurance in Jacksonville can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 2.4% on car insurance premiums. The car insurer offering the most affordable rate with a renters bundle is State Farm, followed by GEICO and Allstate.


AUTO AND RENTERS INSURANCE BUNDLE DISCOUNTS IN JACKSONVILLE
Annual Bundle SavingsBundle Savings %
$512.4%

Need renters insurance? Talk to an expert today.