Mesa, AZ Renters Insurance

Renters insurance in Mesa

Renters insurance is important if you're renting a home. Renters insurance covers your rental unit — and the personal property within it — against a number of perils, such as fire, theft, vandalism, and wind damage. Since bad things do happen, the affordable price of renters insurance, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including your building's age, the materials from which it’s made, its location, and the pricing guidelines of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average annual cost of renters insurance in Mesa is $155.

Finding affordable renters insurance in Mesa begins with shopping around and comparing policies. Check out our breakdown of Mesa, Arizona renters insurance rates to ensure you start your search with as much background info as possible. Remember: rates may vary based on your coverage limits and other factors.

Mesa renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Renters and auto insurance discounts

Renters insurance in Mesa — top companies

Renters insurance premiums in Mesa depend on the insurer you choose. For instance, USAA offers the cheapest renters insurance in Mesa, at just $100 per year. This compares favorably to the city's average cost of $155, providing a $54 price cut on typical rates in the city.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Mesa.

CompanyAverage Annual Rate in Mesa
State Farm$115
American Family$118

Mesa renters insurance pricing by coverage level

The cost of your renters insurance depends on the amount of coverage you carry. The most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Mesa, the annual cost difference between these tiers is about $51. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Rate in Mesa
$25K Property$129
$50K Property$180

Tip: bundle your renters and car insurance policies

If you’re looking to cut your insurance expenditures, purchase your renters and auto policies from the same insurance company. Combining renters and auto insurance in Mesa can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Mesa leads to average auto insurance savings of $116. The car insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Progressive and American Family.

Annual Bundle SavingsBundle Savings %

Need renters insurance? Talk to an expert today.

Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog,, and