Omaha Renters Insurance

The Zebra
July 23, 2019

Omaha, Nebraska renters insurance


It's very important to maintain renters insurance if you're renting a house or an apartment. The coverage protects against a variety of perils, such as theft, fire, vandalism, or wind damage. Given the reasonable likelihood of a damaging incident, the affordable price of a renters policy, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

Renters insurance premiums are dictated by myriad factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the extra risk.

The average annual cost of renters insurance in Omaha is $173.

Getting affordable renters insurance in Omaha starts with comparing policies. Review our list of Omaha, Nebraska renters insurance rates to ensure you start your search with as much background info as possible. Note that rates will vary based on coverage limits and other factors.


Omaha renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Renters and auto insurance discounts

Renters insurance premiums in Omaha by insurance company

Insurance premiums in Omaha vary based on the insurance company you choose. For instance, State Farm offers the most affordable renters insurance in Omaha, at just $110 per year. This compares favorably to the city's average cost of $173, providing a $63 discount.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Omaha.


AFFORDABLE RENTERS INSURANCE COMPANIES IN OMAHA
CompanyAverage Annual Rate in Omaha
State Farm$110
Farm Bureau$114
Travelers$126
MetLife$137
Safeco$139

Omaha renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you opt to carry. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Omaha, the annual cost difference between these tiers is approximately $58. If you can afford the up-front expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Omaha
$25K Property$144
$50K Property$202

Money-saving tip: bundle your renters and car insurance policies

If you’re looking to cut your insurance expenditures, purchase your renters and auto policies from the same company. Combining renters and car insurance in Omaha can save you a substantial sum each month on your auto insurance bill. In fact, bundling renters and auto insurance leads to average savings of 6.8% on car insurance rates. The auto insurance company offering the most affordable rate with a renters bundle is American Family, followed by Iowa Farm Bureau and Nationwide.


AUTO AND RENTERS INSURANCE BUNDLE DISCOUNTS IN OMAHA
Annual Bundle SavingsBundle Savings %
$886.8%

Need renters insurance? Talk to an expert today.