Pittsburgh Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Pittsburgh


It's very important to maintain an active renters insurance policy for those renting an apartment or house. It protects your rental unit — and any personal belongings within it — in a variety of circumstancees, including wind, theft, fire, or vandalism. Given the reasonable likelihood of a damaging incident, the affordability of rental coverage, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including your building's age, the materials from which it’s made, its location, and the pricing guidelines of your renters insurance company. In areas prone to events such as fire, lightning, wind, or hail, renters insurance policies may be more expensive to account for the extra risk.

The average annual cost of renters insurance in Pittsburgh is $160.

Getting affordable renters insurance in Pittsburgh begins with shopping around and comparing policies. Consult our analysis of Pittsburgh renters insurance rates to ensure you're informed and aware heading into the insurance purchasing process. Remember: rates will vary based on your coverage limits and other factors.


Pittsburgh renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Renters and auto insurance discounts

Renters insurance in Pittsburgh by insurance company

Renters insurance premiums in Pittsburgh depend on the insurance company. For instance, Encompass offers the most affordable renters insurance in Pittsburgh, at just $81 per year. This compares favorably to the city's average cost of $160, providing a $79 price cut.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Pittsburgh.


AFFORDABLE RENTERS INSURANCE COMPANIES IN PITTSBURGH
CompanyAverage Annual Rate in Pittsburgh
Encompass$81
USAA$85
Penn National Insurance$91
Erie$99
Travelers$141

Pittsburgh renters insurance premiums by coverage level

The cost of your renters insurance policy will be influenced by the amount of coverage you opt to carry. Two of the most common levels of renters insurance coverage are $25,000 and $50,000. In Pittsburgh, the annual cost difference between these tiers is roughly $76. If you can afford to insure your personal property at this additional expense, it's an option worth considering.

Coverage LevelAverage Annual Rate in Pittsburgh
$25K Property$122
$50K Property$198

How to save: bundle your renters and auto insurance policies

If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Bundling renters and car insurance in Pittsburgh can result in substantial savings. In fact, bundling policies in Pittsburgh leads to average auto insurance savings of $93. The car insurance company with the cheapest bundled rate is GEICO, followed by Erie and Nationwide.


CAR AND RENTERS INSURANCE BUNDLING DISCOUNTS IN PITTSBURGH
Annual Bundle SavingsBundle Savings %
$937.2%

Need renters insurance? Talk to an expert today.