Reno, NV Renters Insurance

Renters insurance in Reno

Renters insurance is a key coverage for those renting an apartment or house. It covers your rental unit — and the personal property within it — against a variety of harms, including fire, theft, vandalism, or wind damage. Given the likelihood of one of these incidents, the affordability of rental coverage, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including the building's age, its material constitution, its geographic location, and the pricing rules of your insurance company. In areas in which fire, lightning, wind, or hail are common, renters insurance could be more expensive.

The average yearly price of renters insurance in Reno is $168.

Finding reliable renters insurance in Reno starts with shopping around and comparing policies. Review our list of Reno renters insurance rates to ensure you start your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.

Reno renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Car and renters insurance discounts

Renters insurance rates in Reno by insurance company

Renters insurance rates in Reno, Nevada depend on the insurance company providing the quote. For instance, Country offers the cheapest renters insurance in Reno, at just $108 per year. This compares favorably to the city's typical renters insurance cost of $168, providing a $60 price break on the city's normal rates.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Reno.

CompanyAverage Annual Rate in Reno
State Farm$119
American Family$133

Reno renters insurance pricing by coverage tier

The cost of your renters insurance policy will be influenced by the amount of coverage you opt to carry. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Reno, the difference in annual premium between these two tiers is roughly $51. If you can afford the up-front expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Reno
$25K Property$142
$50K Property$193

How to save: bundle your renters and auto insurance policies

If you’re looking to save, consider carrying your renters and auto policies under the same insurance company. Bundling renters and auto insurance in Reno can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Reno leads to average auto insurance savings of $71. The car insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Progressive and State Farm.

Annual Bundle SavingsBundle Savings %

Need renters insurance? Talk to an expert today.

Ava Lynch LinkedIn

Ava worked in the insurance industry as an agent for four-plus years. Currently providing insights and analysis as one of The Zebra’s resident property insurance experts, Ava has been featured in publications such as U.S. News & World Report, GasBuddy, and Yahoo! Finance.