Scottsdale Renters Insurance

The Zebra
July 23, 2019

Scottsdale renters insurance


It's key to carry an active renters insurance policy if you’re renting an apartment or house. The coverage protects against a variety of perils, including vandalism, wind damage, theft, or fire. Since bad things do happen, the affordable price of a renters policy, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to events such as fire, lightning, wind, or hail, renters insurance policies may be more expensive to account for the extra risk.

The average annual price of renters insurance in Scottsdale is $158.

Finding cheap renters insurance in Scottsdale starts with shopping around and comparing policies. Consult our analysis of Scottsdale renters insurance rates to ensure you're informed and aware heading into the insurance purchasing process. Remember: your renters insurance costs may vary based on your coverage limits and other factors.


Scottsdale renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance rates in Scottsdale by insurance company

Renters insurance premiums in Scottsdale depend on the insurance company. For instance, USAA offers the most affordable renters insurance in Scottsdale, at just $100 per year. That's less expensive than the city's average cost of $158, providing a $57 discount on typical rates in the city.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Scottsdale.


AFFORDABLE RENTERS INSURANCE COMPANIES IN SCOTTSDALE
CompanyAverage Annual Rate in Scottsdale
USAA$100
American Family$120
Travelers$125
Farm Bureau$127
State Farm$128

Scottsdale renters insurance premiums by coverage level

Your renters insurance rates will vary depending on your coverage levels. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Scottsdale, the difference in annual premium between these two tiers is about $53. If you can afford to insure your personal property at this additional expense, it's worth considering.

Coverage LevelAverage Annual Rate in Scottsdale
$25K Property$131
$50K Property$184

Tip: bundle your renters and car insurance policies

If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Pairing renters and car insurance in Scottsdale can result in substantial savings. In fact, bundling renters and auto insurance leads to average savings of 8.0% on car insurance premiums. The auto insurer with the cheapest bundled rate is GEICO, followed by Progressive and American Family.


CAR AND RENTERS INSURANCE BUNDLE SAVINGS IN SCOTTSDALE
Annual Bundle SavingsBundle Savings %
$1138.0%

Need renters insurance? Talk to an expert today.