Stockton Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Stockton


It's important to carry renters insurance if you're renting a house or an apartment. The coverage protects in a variety of circumstancees, including wind, theft, fire, or vandalism. Given the likelihood of one of these incidents, the affordability of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

How much your renters insurance policy costs will come down to a number of factors, including the age of your dwelling, the materials of which it’s made, your apartment’s geographic location, and the pricing strategies of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the additional risk.

The average yearly cost of renters insurance in Stockton is $248.

Finding reliable renters insurance in Stockton should start with a thorough review of the top renters insurance companies. Check out our breakdown of Stockton renters insurance rates to ensure you're informed and aware heading into the insurance purchasing process. Remember: rates will vary based on your coverage limits and other factors.


Stockton renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance premiums in Stockton — popular companies

Renters insurance rates in Stockton depend on the insurer you choose. For instance, Safeco offers the cheapest renters insurance in Stockton, at just $134 per year. That's less expensive than the city's average cost of $248, providing a $114 discount on typical rates in the city.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Stockton.


CHEAP RENTERS INSURANCE COMPANIES IN STOCKTON
CompanyAverage Annual Rate in Stockton
Safeco$134
USAA$134
Fire Insurance Exchange$148
California Automobile$155
Allstate$227

Stockton renters insurance premiums by coverage level

Your renters insurance rates will vary depending on your coverage levels. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Stockton, the average annual cost difference between these tiers is roughly $102. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Stockton
$25K Property$196
$50K Property$299

How to save: bundle your renters and car insurance

If you’re looking to cut your insurance expenditures, carry your renters and auto policies under the same insurance company. Pairing renters and car insurance in Stockton can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Stockton leads to average auto insurance savings of $61. The car insurer offering the most affordable rate with a renters bundle is GEICO, followed by Mercury and Farmers.


RENTERS AND CAR INSURANCE BUNDLE DISCOUNTS IN STOCKTON
Annual Bundle SavingsBundle Savings %
$613.4%

Need renters insurance? Talk to an expert today.