Tucson Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Tucson


It's important to carry renters insurance if you're renting a home. It insures your rental dwelling — and any personal property within it — against a variety of harms, including fire, theft, vandalism, and wind damage. Given the reasonable likelihood of a damaging incident, the affordability of a renters policy, and the potentially high cost of replacing your belongings, a renters insurance policy is a solid investment.

Renters insurance costs are dictated by many factors, including your building's age, the material from which it’s made, its geographic location, and the pricing guidelines of your insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance policies may be more expensive to account for the extra risk.

The average annual price of renters insurance in Tucson is $160.

Finding cheap renters insurance in Tucson should start with a thorough comparison of the top renters insurance companies. Consult our breakdown of Tucson, Arizona renters insurance costs to ensure you start your search with as much background info as possible. Remember: rates will vary based on your coverage limits and other factors.


Tucson renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance in Tucson by insurance company

Renters insurance premiums in Tucson depend on the insurance company providing the quote. For instance, USAA offers the cheapest renters insurance in Tucson, at just $115 per year. This compares favorably to the city's typical renters insurance cost of $160, providing a $45 discount on the city's normal rates.

Begin your search for a renters insurance policy by exploring the cheapest insurers in Tucson.


AFFORDABLE RENTERS INSURANCE COMPANIES IN TUCSON
CompanyAverage Annual Rate in Tucson
USAA$115
Farm Bureau$120
State Farm$121
ACA$125
Travelers$126

Tucson renters insurance pricing by coverage level

Your renters insurance rates will vary depending on your coverage levels. Two of the most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Tucson, the average annual cost difference between these tiers is about $53. If you can afford to insure your personal property at this additional expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Tucson
$25K Property$134
$50K Property$187

Money-saving tip: bundle your renters and car insurance

If you’re looking to cut your insurance expenditures, purchase your renters and auto policies from the same company. Pairing renters and auto insurance in Tucson can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Tucson leads to average auto insurance savings of $110. The car insurance company offering the most affordable rate with a renters bundle is GEICO, followed by Progressive and American Family.


CAR AND RENTERS INSURANCE BUNDLE DISCOUNTS IN TUCSON
Annual Bundle SavingsBundle Savings %
$1108.0%

Need renters insurance? Talk to an expert today.