Wichita Renters Insurance

The Zebra
July 23, 2019

Renters insurance in Wichita, Kansas


It's key to carry an active renters insurance policy if you’re renting an apartment or house. Renters insurance covers your rental unit — and the personal property within it — in a variety of circumstancees, such as fire, theft, vandalism, or wind damage. Given the likelihood of these incidents occurring, the affordable price of a renters policy, and the relatively high cost of replacing your property, a renters insurance policy is a solid investment.

Renters insurance costs are dictated by many factors, including your building's age, the materials from which it’s made, its location, and the pricing guidelines of your renters insurance company. In areas prone to hail, fire, lightning, or damaging wind, renters insurance could be more expensive to account for the extra risk.

The average annual cost of renters insurance in Wichita is $223.

Finding reliable renters insurance in Wichita should start with a thorough comparison of the top renters insurance companies. Consult our analysis of average Wichita renters insurance premiums to commence your purchase process with as much background info as possible. Remember: rates may vary based on your coverage limits and other factors.


Wichita renters insurance:

  1. Rates by company
  2. Rates by coverage level
  3. Auto and renters insurance discounts

Renters insurance in Wichita by insurance company

Renters insurance rates in Wichita, Kansas depend on the insurer you choose. For instance, State Farm offers the most affordable renters insurance in Wichita, at just $125 per year. This compares favorably to the city's average cost of $223, providing a $98 price break.

Begin your search for a renters insurance policy by reviewing the cheapest companies in Wichita.


AFFORDABLE RENTERS INSURANCE COMPANIES IN WICHITA
CompanyAverage Annual Rate in Wichita
State Farm$125
Safeco$131
Shelter$135
Travelers$146
Farm Bureau$150

Wichita renters insurance premiums by coverage level

The cost of your renters insurance depends on the amount of coverage you opt to carry. Common renters insurance coverage tiers are $25,000 and $50,000 property coverage. In Wichita, the annual cost differential between these options is about $103. If you can afford the up-front expense, purchasing more coverage might not be a bad idea.

Coverage LevelAverage Annual Rate in Wichita
$25K Property$172
$50K Property$274

Tip: bundle your renters and auto insurance policies

If you’re looking to cut your insurance expenditures, purchase your renters and auto policies from the same insurance company. Bundling renters and auto insurance in Wichita can lead to substantial savings. In fact, bundling policies in Wichita leads to average auto insurance savings of $152. The auto insurance company with the cheapest bundled rate is American Family, followed by Iowa Farm Bureau and Farmers.


RENTERS AND AUTO INSURANCE BUNDLING SAVINGS IN WICHITA
Annual Bundle SavingsBundle Savings %
$1529.8%

Need renters insurance? Talk to an expert today.