Renton Car Insurance

The Zebra
May 30, 2018

Car Insurance in Renton

Premiums in Renton are $253 higher than the state average, which is why the city is known for its pricey premiums. Why don't we go over some tips on how to save on car insurance in Renton?

  • City Average: $1,413
  • State Average: $1,160
  • National Average: $1,427

Renton Car Insurance by Credit Rating

Improving your credit can save you a sizable bundle of money. Those in the bottom credit tier (300-579) typically pay 2.3x more for car insurance than those in the top credit tier (800-850). Drivers can save around $285 per year when they improve their credit tier from Very Good (740-799) to Exceptional (800-850).

  • Very Poor: $2,705
  • Fair: $2,203
  • Good: $1,800
  • Very Good: $1,484
  • Exceptional: $1,199

Renton Car Insurance by Accident or Violation History

By knowing which driving mishaps can balloon your car insurance premiums, you can make better decisions and save money. Being at-fault in an accident costs drivers an extra $462 per year in premiums compared to the city average. In Renton, drivers with a DUI need to spend $700 more than the city average to insure their vehicle. Reckless driving will also bump your rates up, with average rates of $2,241. That is 59% higher than the city average!

  • DUI: $2,113
  • Reckless Driving: $2,241
  • At-fault Accident (damages less than $1000): $1,875
  • At-fault Accident (damages greater than $2000): $1,875
  • Speeding Ticket (16-20 mph over speed limit): $1,668

Renton Car Insurance by Gender and Marital Status

Car insurance premiums in Renton vary depending on your marital status and gender. Premiums are cheaper for men than for women. Men generally pay 2% less than women every year for insurance. Being married can save you $60 per year compared to being single. Rates for those who are widowed are slightly cheaper than rates for those who are single.

  • Female: $1,446
  • Male: $1,413
  • Single: $1,413
  • Married: $1,353
  • Divorced: $1,413
  • Widowed: $1,388

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Renton Car Insurance by Age

With average car insurance payments of $5,860, teenage drivers have the biggest premiums of any age group. The largest fall in premiums between any age group is from the teenage age range to the 20s, as drivers in Renton start seeing a reduction in premiums of 68%. When drivers turn 60, they will experience a premium increase related to their age for the first time. Drivers in their 50s save money on insurance premiums, as they have the lowest rates among all age groups, paying only $1,250 annually. However, those in their 60s ($1,290) have premiums that aren't much higher.

  • Teenagers: $5,860
  • 20s: $1,897
  • 30s: $1,387
  • 40s: $1,319
  • 50s: $1,250
  • 60s: $1,290
  • 70s: $1,640