Insurance prices in 45891
The Zebra examined 83 million rates to figure out what people around the country are paying for insurance. The average for the state of Ohio was $1,028 which is significantly less than the national average.
As seen above though, differences extend not just from state to state but from ZIP code to ZIP code. And the average insurance cost of 45891 is significantly below the state average at $845. So why is insurance so slow in 45891?
Crime is about average in 45891; however, the incidence of vehicle theft is low. The rate of auto theft in the area is significantly below Ohio and U.S. averages, and has fallen since 2010.
In terms of uninsured motorists, about 13% of Ohio residents do not have insurance which is commiserate with the national average. The low population density and traffic patterns of 45891 work in its favor to beat these averages.
Ohio also has a low occurrence of natural disasters which applies to 45891 as well.
Take these factors together and you have a recipe for the lowest rates in the country and a very nice flower festival to boot.
Data Sources: The Zebra State of Auto Insurance 2022, TheZebra.com, Insurance Research Council, MLive.com, Best Places Crime by ZIP, Insurance Information Institute, CrimeGrade.org