If you've read our 2022 State of Insurance, you know that there are a lot of factors that go into the pricing of your auto insurance premium. From where you live to who you are and, of course, your driving record. The vehicle you drive also has a big impact. The age of the vehicle and its make and model are all factors.
In 2021, vans were the cheapest vehicle type to insure, followed by trucks and SUVs. Cars had the greatest average premium.
High-performance vehicles, sports cars, electric vehicles and luxury SUVs are among the most expensive cars to insure, based on their high cost-of-replacement and expensive parts. More common, low-MSRP models — like those listed below — are typically less expensive cars to insure.
Without further ado, here are the cheapest vehicles to insure in 2022. (Note: these are all 2021 models, based on our data from fall of 2021).