Rialto Car Insurance

The Zebra
May 30, 2018

Car Insurance in Rialto

Rialto premiums are $211 greater than California's average, which is why the city is recognized for its pricey premiums, so it is especially important to cut costs while insuring a vehicle in Rialto. Why don't we go over some tips on how to save on car insurance in Rialto?

  • City Average: $1,924
  • State Average: $1,713
  • National Average: $1,427

Rialto Car Insurance by Accident or Violation History

Previous accidents and violations can cost you in terms of premiums. In Rialto, individuals who are found at-fault in an accident end up spending $1,093 more per year to insure their vehicle. $3,562 is the additional cost per year for drivers with a DUI or reckless driving charge in Rialto, compared to the city average of $1,924.

  • DUI: $5,486
  • Reckless Driving: $5,486
  • At-fault Accident (damages less than $1000): $3,017
  • At-fault Accident (damages greater than $2000): $3,017
  • Speeding Ticket (16-20 mph over speed limit): $2,620

Rialto Car Insurance by Age

Among all age groups, drivers in their 60s have the lowest insurance payments, with rates of $1,634. However, those in their 50s ($1,688) aren’t paying much more. In Rialto, when drivers hit their 20s, therefore moving out of the teenage age bracket, they reduce their premiums by 61%, which is the most change you'll see between any age group. When drivers turn 70, they will experience an insurance rate increase related to their age for the first time. Teenage drivers are the ones who pay the most in car insurance premiums, with payments of $7,198 on average.

  • Teenagers: $7,198
  • 20s: $2,835
  • 30s: $1,888
  • 40s: $1,824
  • 50s: $1,688
  • 60s: $1,634
  • 70s: $1,815

Rialto Car Insurance by Marital Status

Car insurance premiums in Rialto can be affected by marital status. Being married, as opposed to single or divorced, can save you approximately 4% per year. Rates for those who are widowed are somewhat cheaper than rates for those who are single.

  • Female: $1,924
  • Male: $1,924
  • Single: $1,924
  • Married: $1,843
  • Divorced: $1,924
  • Widowed: $1,849

* Credit score, while used in other states, is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance every year.

* Insurance premiums aren't affected by gender in Rialto.

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