$995

The average Richmonder's annual cost of coverage

40%

Our customer's average savings after comparing insurance

159

That's equal to 159 cups of coffee or $398 in savings

See How Much You Can Save in Richmond

Click below to get free quotes in seconds!

Start Saving Now!
WHAT DRIVES UP CAR INSURANCE RATES IN Richmond

Where you live in Richmond affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, Richmond is no exception to the rule. From zip code 23226 to 94801, premiums rise by 88 percent—that’s $833.

Expensive Cheap
94805 94850 94804 94806 94801
23226 23221 23230 23236 23173

Be Prepared For

Driving in Richmond

Major Highways
I-64 I-95 I-295
Public Transit
GRTC Bus
Toll Roads
SR 895 SR 76 SR 195

Richmond Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In Richmond, you can expect 114 rainy days with an annual rainfall of 43.6 inches. Richmond is also known to experience thunderstorms and occasional hurricanes. You can check on the condition of the roads anytime here.

114

Rainy Days a Year

44"

Avg. Annual Rainfall

10"

Avg. Annual Snowfall

Car Insurance Companies in Richmond

Find Local Richmond Agents

Rhino Ins Agcy

2025 E Main St #114 Richmond, VA 23223

Rutherfoord, a Marsh & McLennan Agcy

1001 Haxall Point Ste 800 Richmond, VA 23219

The Andrew Agency

500 Libbie Ave Ste 1A Richmond, VA 23226

Not sure about Richmond

Check out these other Virginia cities...

Virginia Beach

Norfolk

Chesapeake