Roseville Car Insurance

The Zebra
May 30, 2018

Car Insurance in Roseville

Premiums in Roseville, which sit under California's average by $120, are recognized for being economical. Keep some money in your pocket by following the tips below about how to save on car insurance in Roseville.

  • City Average: $1,593
  • State Average: $1,713
  • National Average: $1,427

Roseville Car Insurance by Gender and Marital Status

In Roseville, quite a few driver traits, including marital status and gender, have an effect on car insurance premiums. However, females have premiums that are only a bit more costly than those for males. Those who are single spend an average of $69 more per year compared to those who are married. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $1,596
  • Male: $1,593
  • Single: $1,593
  • Married: $1,524
  • Divorced: $1,593
  • Widowed: $1,530

Roseville Car Insurance by Accident or Violation History

Do you have an accident or violation on your driving record? That can cost you in terms of car insurance premiums. Driving recklessly or under the influence will increase your car insurance premiums more than other driving violations. $2,917 is the extra cost per year for drivers with a DUI or reckless driving infraction in Roseville, compared to the city average of $1,593. Being at-fault in an accident costs drivers an extra 56% per year to insure your vehicle in Roseville.

  • DUI: $4,510
  • Reckless Driving: $4,510
  • At-fault Accident (damages less than $1000): $2,492
  • At-fault Accident (damages greater than $2000): $2,492
  • Speeding Ticket (16-20 mph over speed limit): $2,160

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Roseville Car Insurance by Age

Car insurance premiums are highest for teenage drivers, with payments that average $5,937 per year. When you look across all age groups, drivers in their 60s tend to have the smallest rates. Their rates typically average $1,370. People in their 50s ($1,404) aren’t paying significantly more. Roseville drivers see the greatest decrease in premiums when they reach their 20s, as they pay an average of $3,606 less after moving out of the teenage age bracket. While insurance rates for drivers in Roseville will continue to drop through their 60s, they should anticipate a change when they turn 70.

  • Teenagers: $5,937
  • 20s: $2,330
  • 30s: $1,564
  • 40s: $1,514
  • 50s: $1,404
  • 60s: $1,370
  • 70s: $1,530

* Credit score is considered discriminatory in California and is therefore not used as a rating factor when determining how much you'll pay for auto insurance.