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Deciding on a car insurance company can be complicated: every company's rates differ based on your driving history, location, and age, and every company's discounts vary. Safe Auto and Allied are two of the most popular auto insurance companies, providing affordable insurance policies across most of the US.
To simplify the insurance-shopping process, we've pulled average rates from Allied and Safe Auto. These take into consideration myriad rating factors, including credit rating, driving behavior, and age. Examine these figures and find the perfect policy for you.
If you have very bad credit, Allied could be a better option for you. On average, Allied offers better rates than Safe Auto for prospective clients with credit scores of less than 580. Those with extraordinary credit — a score of 800 or better — should favor Check out common insurance rates by credit tier for Allied and Safe Auto below.
|Credit score||Safe Auto avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$3,799||$1,483|
|Very Good (740-799)||$1,937||$920|
If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DUI offense in your recent history, Allied could be a better choice than Safe Auto. Every insurance company will handle driving offenses differently, so don't hesitate to shop around to understand which insurer is best for you.
|Infraction||Safe Auto avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,867||$1,662|
|At-fault accident (damage > $1,000)||$2,837||$1,221|
Insurance companies use a driver's age to indicate risk, assigning rates on a sliding scale. Car insurance is commonly most expensive for teens — due to their increased odds of being involved in an accident — and more affordable for middle-aged drivers. Since each insurance company rates age tiers in a different way, it's worth comparing rates and shopping around.
As a general rule, teen drivers should choose Allied over Safe Auto: the former's average annual rates are $4,736 less than the latter's..
|Age||Safe Auto avg. annual premium||Allied avg. annual premium|
Affordability aside, Safe Auto and Allied each carry pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||At SafeAuto, we strive to provide affordable insurance to every driver, no matter the situation.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||Will my insurance company cover my vehicle if my cousin was driving my car?|
If I claim my injuries after an accident, will that make my rates higher?
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|Compare More||SafeAuto vs. 21st Century SafeAuto vs. Allstate SafeAuto vs. American Family SafeAuto vs. Amica Mutual Insurance SafeAuto vs. Auto Club (AAA) SafeAuto vs. Erie SafeAuto vs. Esurance SafeAuto vs. Farm Bureau Mutual SafeAuto vs. Farmers SafeAuto vs. Foremost SafeAuto vs. GEICO SafeAuto vs. Infinity SafeAuto vs. Liberty Mutual SafeAuto vs. Mercury SafeAuto vs. MetLife SafeAuto vs. Nationwide SafeAuto vs. North Star Mutual SafeAuto vs. Progressive SafeAuto vs. SAFECO SafeAuto vs. State Farm SafeAuto vs. The General SafeAuto vs. The Hartford SafeAuto vs. Titan SafeAuto vs. Travelers SafeAuto vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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