Safe Auto vs Allied Car Insurance

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Safe Auto or Allied:
Which Company is Best for You?

Deciding on a car insurance company can be complicated: every company's rates differ based on your driving history, location, and age, and every company's discounts vary. Safe Auto and Allied are two of the most popular auto insurance companies, providing affordable insurance policies across most of the US.

To simplify the insurance-shopping process, we've pulled average rates from Allied and Safe Auto. These take into consideration myriad rating factors, including credit rating, driving behavior, and age. Examine these figures and find the perfect policy for you.

 

Safe Auto vs. Allied: premium comparison

 

Safe Auto vs. Allied: pricing by credit score

If you have very bad credit, Allied could be a better option for you. On average, Allied offers better rates than Safe Auto for prospective clients with credit scores of less than 580. Those with extraordinary credit — a score of 800 or better — should favor Check out common insurance rates by credit tier for Allied and Safe Auto below.

 

CREDIT SCORE INSURANCE RATE COMPARISON: Allied VS. Safe Auto
Credit scoreSafe Auto avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$3,799$1,483
Fair (580-669)$2,483$1,097
Good (670-739)$3,358$1,104
Very Good (740-799)$1,937$920
Exceptional (800-850)$1,921$857

 

Safe Auto vs. Allied: rates after infractions

If you are carrying an at-fault accident, speeding ticket, reckless driving violation, or DUI offense in your recent history, Allied could be a better choice than Safe Auto. Every insurance company will handle driving offenses differently, so don't hesitate to shop around to understand which insurer is best for you.

 

RATES BY CITATION: Allied VS. Safe Auto
InfractionSafe Auto avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$2,867$1,662
At-fault accident (damage > $1,000)$2,837$1,221
DUI/DWI$2,867$2,708
Reckless driving$2,867$2,708
Speeding ticket$2,738$1,232

 

Safe Auto vs. Allied: rates by age

Insurance companies use a driver's age to indicate risk, assigning rates on a sliding scale. Car insurance is commonly most expensive for teens — due to their increased odds of being involved in an accident — and more affordable for middle-aged drivers. Since each insurance company rates age tiers in a different way, it's worth comparing rates and shopping around.

As a general rule, teen drivers should choose Allied over Safe Auto: the former's average annual rates are $4,736 less than the latter's..

 

AGE BRACKET INSURANCE RATE COMPARISON: Allied VS. Safe Auto
AgeSafe Auto avg. annual premiumAllied avg. annual premium
Teens$8,262$3,526
20s$2,764$1,392
30s$2,183$1,392
40s$2,053$959
50s$1,862$915
60s$1,707$832

 

Affordability aside, Safe Auto and Allied each carry pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to get quotes and compare rates before purchasing a policy.

Discount ComparisonSafe AutoAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonSafe AutoAllied
Financial Strength GoodSuperior
JD Power Rankings
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
100% filled Star icon 100% filled Star icon 100% filled Star icon 0.0% filled Star icon 0% filled Star icon
3 out of 5
User Satisfaction

A+

A+

Other ProductsSafe AutoAllied
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Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesSafe AutoAllied
AboutSafe Auto strives to provide affordable insurance to every driver, no matter the situation.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceSafe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsSafe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsShould I get full coverage from a less well-known insurer?
Whether or not the company is a "mainstream" provider doesn't mean that you would have a bad claims experience. There are several companies out there that have been around for several years and just don't advertise like other companies.
Who is at-fault when parking spot stopper had bolts sticking out of it?
Unfortunately you would be considered at fault for the damage to your vehicle. If you file a claim, it will likely be paid under collision coverage, meaning you'll be required to pay your deductible.
If my daughter is uninsured and gets rear-ended by another driver, will their insurance cover her damage?
In most instances of rear-end accidents, the driver who was hit is normally considered to be not at fault so I'd recommend that your daughter contact the insurance company of the other driver to start the claims process. In Texas, your insurance status (or lack thereof) should not keep you from being compensated if you are hit by an at-fault driver.
Do car insurance companies share information?
The new insurance company is likely to find out about the accident, but that will come from your driving reports when you buy your policy. The majority of insurance companies request a motor vehicle report (MVR) and a comprehensive loss underwriting exchange (CLUE) report to verify the accuracy of a new customer's driving record.
See More Questions
Will my insurance company cover my vehicle if my cousin was driving my car?
Insurance follows the vehicle, so if you have collision coverage on your vehicle then your insurance company should cover the damage. You will need to contact them to confirm and begin the claims process.
If I claim my injuries after an accident, will that make my rates higher?
Since North Carolina does not fall into the No Fault state category, filing an injury claim is less likely to impact your future rates but that's not exactly guaranteed. You can always shop for a new policy down the road if you do see an increase, but since you weren't actually injured you could always discuss the details with your insurance company and they can advise you of your options.
Should I cancel my policy if I sold my vehicle and won't be getting another car for a month?
<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Canceling your auto insurance when you sell a vehicle sounds like a good idea until you realize the potential pitfalls of doing so. While it may not make sense to maintain auto insurance when you no longer own a vehicle, consider the fact that you still have to have insurance to test drive a vehicle that you are thinking about purchasing.
How much do car insurance rates go up after a DUI?
<span data-sheets-value="{&quot;1&quot;:2,&quot;2&quot;:&quot;Unfortunately there is no way to provide an accurate number or percentage due to the fact that there are so many variables when pricing insurance. One thing to keep in mind is that if he is already insured then the chance of his insurance company finding out about the violation are slim to none.
See More Questions
Compare MoreSafe Auto vs. 21st Century Safe Auto vs. Allstate Safe Auto vs. American Family Safe Auto vs. Amica Mutual Insurance Safe Auto vs. Auto Club (AAA) Safe Auto vs. Erie Safe Auto vs. Esurance Safe Auto vs. Farm Bureau Mutual Safe Auto vs. Farmers Safe Auto vs. Foremost Safe Auto vs. GEICO Safe Auto vs. Infinity Safe Auto vs. Liberty Mutual Safe Auto vs. Mercury Safe Auto vs. MetLife Safe Auto vs. Nationwide Safe Auto vs. North Star Mutual Safe Auto vs. Progressive Safe Auto vs. Safeco Safe Auto vs. State Farm Safe Auto vs. The General Safe Auto vs. The Hartford Safe Auto vs. Titan Safe Auto vs. Travelers Safe Auto vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. Safeco Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
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Safe Auto vs Allied

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