Deciding on a car insurance company can be tricky: rates vary by driving history, location, and age, and every company's discounts differ. SAFECO and Allied are two of the most popular insurance companies, providing competitively priced policies in most states across the US.
In an effort to simplify the process of comparing insurance companies, we gathered typical policy rates from Allied and SAFECO. The below cover myriad rating factors, including credit quality, driving infractions, and age. Check out the below rates and find your next car insurance policy today.
If you have very bad credit, Allied could be a better option for you. On average, Allied offers more affordable premiums than SAFECO for drivers with credit scores of lower than 580. Those with excellent credit — a score of 800 or higher — should opt for View common insurance costs by credit score for Allied and SAFECO below.
|Credit score||SAFECO avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$5,308||$1,483|
|Very Good (740-799)||$1,871||$920|
If you have an at-fault collision, speeding ticket, reckless driving citation, or DWI on your record, Allied could be a better choice than SAFECO. Each insurer prices policies differently after a violation, so it's worth comparing quotes to understand which insurer suits you.
|Violation||SAFECO avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,546||$1,662|
|At-fault accident (damage > $1,000)||$1,969||$1,221|
Insurance companies rely on age to estimate risk, pricing premiums accordingly. An auto insurance policy is often priciest for teen drivers — due to their increased odds of being involved in an accident — and more affordable for older drivers. Because every insurance company evaluates age brackets differently, it's smart to shop around and find a great rate.
As a general rule, teen drivers should choose Allied before SAFECO: the former's average annual rates are $4,239 less than the latter's..
|Age bracket||SAFECO avg. annual premium||Allied avg. annual premium|
Setting aside cost, SAFECO and Allied each come with pros and cons, including discount programs, customer satisfaction ratings, add-ons, and financial stability. Be sure to weigh these elements before deciding.
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|JD Power Rankings||3 out of 5||3 out of 5|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|About||At Safeco Insurance, we promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most. When you have a claim, we take care of it. It’s that simple. We’re backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. Trust Safeco with your auto investment, today!||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||Safeco offers roadside assistance 24/7 as an option to your policy and includes coverage for towing, flat tire, battery service, fuel and fluids, and lockouts.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||Safeco is a subsidiary of Liberty Mutual and offers claim service 24/7.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
|Recent Questions||What can I do about fixing incorrect information on my driving record?|
If my teenager rear ended another car but we aren’t filing a claim, will my insurance rate go up?
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Should I file a claim if my repair cost is $1,500?
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|Compare More||SAFECO vs. 21st Century SAFECO vs. Allstate SAFECO vs. American Family SAFECO vs. Amica Mutual Insurance SAFECO vs. Auto Club (AAA) SAFECO vs. Erie SAFECO vs. Esurance SAFECO vs. Farmers SAFECO vs. Foremost SAFECO vs. GEICO SAFECO vs. Infinity SAFECO vs. Mercury SAFECO vs. MetLife SAFECO vs. Nationwide SAFECO vs. Progressive SAFECO vs. Safe Auto SAFECO vs. State Farm SAFECO vs. The General SAFECO vs. The Hartford SAFECO vs. Titan SAFECO vs. Travelers SAFECO vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. Progressive Allied vs. Safe Auto Allied vs. State Farm Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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