San Angelo Car Insurance

The Zebra
May 30, 2018

Car Insurance in San Angelo

San Angelo is recognized for its low-cost premiums, as its mean premium sits under Texas' average by $268. Who doesn't like to save money? Check out some ways to save on car insurance in San Angelo.

  • City Average: $1,542
  • State Average: $1,810
  • National Average: $1,427

San Angelo Car Insurance by Gender and Marital Status

There are numerous factors, including marital status and gender, that have an effect on car insurance premiums in San Angelo. Typically, females have premiums that are 2% cheaper than those for males. Believe it or not, marital status has a substantial impact on premiums. You can save around $160 per year if you're married as opposed to single or divorced. Rates for those who are widowed are also way cheaper than rates for those who are single.

  • Female: $1,511
  • Male: $1,542
  • Single: $1,542
  • Married: $1,380
  • Divorced: $1,542
  • Widowed: $1,393

San Angelo Car Insurance by Accident or Violation History

Do you realize how much an accident or violation history can cost you in terms of car insurance rates? Even among safe drivers, accidents happen, so be prepared and learn what one can do to your rates. For individuals in San Angelo with at-fault accidents, car insurance is an average of $710 more per year. In San Angelo, drivers with a DUI need to spend $593 more than the city average to insure their vehicle. Reckless driving will push your rates up as well, with average rates of $2,089. That is 35% higher than the city average.

  • DUI: $2,135
  • Reckless Driving: $2,089
  • At-fault Accident (damages less than $1000): $2,252
  • At-fault Accident (damages greater than $2000): $2,252
  • Speeding Ticket (16-20 mph over speed limit): $1,604

Ready to start saving?

San Angelo Car Insurance by Credit Rating

The disparity between average car insurance premiums in San Angelo for individuals with Very Poor credit (300-579) and Exceptional credit (800-850) is $1,436 per year. In terms of percent change, shifting from Very Good (740-799) to Exceptional (800-850) hands over the largest percent drop in premiums to drivers, as they save approximately 19% per year.

  • Very Poor: $2,722
  • Fair: $2,294
  • Good: $1,900
  • Very Good: $1,594
  • Exceptional: $1,286

San Angelo Car Insurance by Age

In San Angelo, drivers see the greatest reduction in premiums when they reach their 20s, as they save an average of $2,910 from moving out of the teenage age range. The first time drivers can anticipate their age to trigger a rise in insurance rates is when they turn 60. Teenage drivers have the biggest premiums out of all the age groups, with typical car insurance payments of $4,774. Among all age groups, drivers in their 50s have the smallest insurance premiums, with rates of $1,294 per year. Those in their 60s ($1,338) aren’t paying significantly more.

  • Teenagers: $4,774
  • 20s: $1,863
  • 30s: $1,518
  • 40s: $1,463
  • 50s: $1,294
  • 60s: $1,338
  • 70s: $1,626