The average San Diegan's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN San Diego
Where you live in San Diego affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, San Diego is no exception to the rule. From zip code 92131 to 92136, premiums rise by 32 percent—that’s $397.
Expensive Zip Codes92105 92145 92155 92135 92136
Cheap Zip Codes92131 92128 92130 92119 92129
Be Prepared For
Driving in San Diego
Major HighwaysI-5 I-8 I-15
Toll RoadsSR 125 Expressway
San Diego Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In San Diego, you can expect 42 rainy days with an annual rainfall of 10.3 inches. San Diego is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local San Diego Agents
Leavitt Insurance Agency of San Diego
3636 Nobel Dr Ste 100 San Diego, CA 92122
Wateridge Insurance Services
10717 Sorrento Valley Rd San Diego, CA 92121
HUB International Insurance Services Inc.
16766 Bernardo Center Drive, Suite 115 San Diego, CA 92128