The average San Franciscan's annual cost of coverage
Our customer's average savings after comparing insurance
That's equal to 87 bowls of ramen or $696 in savings
See How Much You Can Save in San Francisco
Click below to get free quotes in seconds!Start Saving Now!
WHAT DRIVES UP CAR INSURANCE RATES IN San Francisco
Where you live in San Francisco affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, San Francisco is no exception to the rule. From zip code 94128 to 94124, premiums rise by 19 percent—that’s $295.
Be Prepared For
Driving in San Fran
Major HighwaysI-80 U.S. 101 I-280
Toll RoadsGolden Gate Bridge
San Francisco Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In San Francisco, you can expect 68 rainy days with an annual rainfall of 20.7 inches. San Francisco is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in San Francisco
Find Local San Francisco Agents
Pennbrook Insurance Services, Inc.
300 Montgomery St #450 San Francisco, CA 94104
HUB International Insurance Services Inc.
180 Sutter Street, Suite 400 San Francisco, CA 94111
Two Embarcadero Center Ste 1700 San Francisco, CA 94111
Lee Wong & Leong Inc
566 Commercial St San Francisco, CA 94111
Jackson Square Insurance Associates, Inc.
802 Montgomery Street, 2nd Floor San Francisco, CA 94133
Fort Point Insurance Services, A Division of Hub International Insurance Services Inc.
3 Embarcadero Center, Suite 560 San Francisco, CA 94111
Visual Media Alliance Insurance Services
665 Third St, #500 San Francisco, CA 94107
BB&T Insurance Services of California, Inc.
300 Montgomery Street, Suite 200B San Francisco, CA 94101
Calender-Robinson Co., Inc.
300 Montgomery St #888 San Francisco, CA 94104
Statewide Professional Insurance Agency
2030 Union St #202 San Francisco, CA 94123
Sweet & Baker Insurance Brokers
44 Second Street San Francisco, CA 94105
RiskGuard Insurance Solutions Inc
422 Presidio Ave San Francisco, CA 94115
Arthur J Gallagher & Co
One Market Plaza, Floor 2 San Francisco, CA 94105
Heffernan Insurance Brokers
188 Spear Street, Suite 550 San Francisco, CA 94105
Norbert Cronin & Co
582 Market St #1104 San Francisco, CA 94104
ISU Insurance Services - Centinel Agency, LLC
150 Executive Park Blvd Ste 4800 San Francisco, CA 94134
MOC Insurance Services
44 Montgomery St, Ste 1700 San Francisco, CA 94104
Barulich Insurance Agency
Pier 29 Annex The Embarcadero San Francisco, CA 94111
Woodruff-Sawyer & Co
50 California Street, Floor 12 San Francisco, CA 94111
OnMarket Insurance Associates
1857 Market Street San Francisco, CA 94103
Not sure about San Francisco