The average San Franciscan's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN San Francisco
Where you live in San Francisco affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, San Francisco is no exception to the rule. From zip code 94128 to 94124, premiums rise by 19 percent—that’s $295.
Expensive Zip Codes94139 94137 94134 94102 94124
Cheap Zip Codes94128 94123 94131 94114 94127
Be Prepared For
Driving in San Fran
Major HighwaysI-80 U.S. 101 I-280
Toll RoadsGolden Gate Bridge
San Francisco Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In San Francisco, you can expect 68 rainy days with an annual rainfall of 20.7 inches. San Francisco is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local San Francisco Agents
Pennbrook Insurance Services, Inc.
300 Montgomery St #450 San Francisco, CA 94104
Woodruff-Sawyer & Co
50 California Street, Floor 12 San Francisco, CA 94111
BB&T Insurance Services of California, Inc.
300 Montgomery Street, Suite 200B San Francisco, CA 94101