$1,739

The average San Franciscan's annual cost of coverage

40%

Our customer's average savings after comparing insurance

87

That's equal to 87 bowls of ramen or $696 in savings

See How Much You Can Save in San Francisco

Click below to get free quotes in seconds!

Start Saving Now!
WHAT DRIVES UP CAR INSURANCE RATES IN San Francisco

Where you live in San Francisco affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, San Francisco is no exception to the rule. From zip code 94128 to 94124, premiums rise by 19 percent—that’s $295.

Expensive Cheap
94139 94137 94134 94102 94124
94128 94123 94131 94114 94127

Be Prepared For

Driving in San Fran

Major Highways
I-80 U.S. 101 I-280
Toll Roads
Golden Gate Bridge
Popular Day Trips
Napa Valley Half Moon Bay Point Reyes

San Francisco Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In San Francisco, you can expect 68 rainy days with an annual rainfall of 20.7 inches. San Francisco is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.

68

Rainy Days a Year

21"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Car Insurance Companies in San Francisco

Find Local San Francisco Agents

MOC Insurance Services

44 Montgomery St, Ste 1700 San Francisco, CA 94104

OnMarket Insurance Associates

1857 Market Street San Francisco, CA 94103

Norbert Cronin & Co

582 Market St #1104 San Francisco, CA 94104

Not sure about San Francisco

Check out these other California cities...

Los Angeles

San Diego

San Jose

Fresno

Sacramento

Long Beach

Oakland

Bakersfield

Anaheim

Santa Ana

Riverside

Stockton

Chula Vista

Irvine

Fremont

San Bernardino