The average San Josean's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN San Jose
Where you live in San Jose affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, San Jose is no exception to the rule. From zip code 95130 to 95122, premiums rise by 24 percent—that’s $294.
Expensive Zip Codes95196 95194 95113 95116 95122
Cheap Zip Codes95130 95120 95124 95129 95141
San Jose Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In San Jose, you can expect 62 rainy days with an annual rainfall of 15.8 inches. San Jose is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local San Jose Agents
Teifeld & Company Insurance Services, Inc.
255 W Julian St #403 San Jose, CA 95110
Khalsa Insurance Agency Inc.
3750 McKee Road, Suite A San Jose, CA 95127
Jack Healey Insurance Agency, Inc
1602 the Alameda #203 San Jose, CA 95126