$1,401

The average San Josean's annual cost of coverage

40%

Our customer's average savings after comparing insurance

374

That's equal to 374 tacos or $560 in savings

See How Much You Can Save in San Jose

Click below to get free quotes in seconds!

Start Saving Now!
WHAT DRIVES UP CAR INSURANCE RATES IN San Jose

Where you live in San Jose affects your car insurance rates.

Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, San Jose is no exception to the rule. From zip code 95130 to 95122, premiums rise by 24 percent—that’s $294.

Expensive Cheap
95196 95194 95113 95116 95122
95130 95120 95124 95129 95141

Be Prepared For

Driving in San Jose

Major Highways
I-280 I-680 I-880
Public Transit
VTA Light Rail VTA Bus DASH
Toll Roads
I-80 SR 237
Popular Day Trips
Monterey Muir Woods Pacifica

San Jose Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.

And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In San Jose, you can expect 62 rainy days with an annual rainfall of 15.8 inches. San Jose is also known to experience earthquakes and wildfires. You can check on the condition of the roads anytime here.

62

Rainy Days a Year

16"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Car Insurance Companies in San Jose

Find Local San Jose Agents

Jack Healey Insurance Agency, Inc

1602 the Alameda #203 San Jose, CA 95126

The J. Morey Company, Inc Insurance Agents and Brokers

184 Jackson St San Jose, CA 95112

Wallis & Wallis Insurance

1249 Park Ave San Jose, CA 95126

Not sure about San Jose

Check out these other California cities...

Los Angeles

San Diego

San Francisco

Fresno

Sacramento

Long Beach

Oakland

Bakersfield

Anaheim

Santa Ana

Riverside

Stockton

Chula Vista

Irvine

Fremont

San Bernardino