Sandy Springs Car Insurance

The Zebra
May 30, 2018

Car Insurance in Sandy Springs

Georgia has premiums that are fairly consistent with the national average, as they are within 2.7% of one another. Why don't we get started on how to save on car insurance in Sandy Springs?

  • City Average: $1,484
  • State Average: $1,388
  • National Average: $1,427

Sandy Springs Car Insurance by Credit Rating

The variance between average car insurance premiums in Sandy Springs for those with Very Poor credit (300-579) and Exceptional credit (800-850) is $1,314/year. Moving from Very Poor (300-579) to Fair (580-669) has the biggest favorable effect on premiums, as it saves drivers approximately $452 per year.

  • Very Poor: $2,645
  • Fair: $2,193
  • Good: $1,842
  • Very Good: $1,538
  • Exceptional: $1,331

Sandy Springs Car Insurance by Age

At $1,291, drivers in their 50s have the lowest car insurance premiums among any age group. Those in their 60s ($1,347) have premiums that aren't much higher. Teenage drivers have the largest premiums out of all the age groups, with average car insurance payments of $5,638. In Sandy Springs, when drivers reach their 20s, therefore moving out of the teenage age range, they save an average of $3,533. It is the biggest gap between any age group. While rates for drivers will continue to decrease through their 50s, they should expect to pay more when they turn 60.

  • Teenagers: $5,638
  • 20s: $2,105
  • 30s: $1,464
  • 40s: $1,396
  • 50s: $1,291
  • 60s: $1,347
  • 70s: $1,724

Sandy Springs Car Insurance by Accident or Violation History

Accidents and violations on your driving record can cost you in terms of car insurance premiums. $850 is the extra cost per year for drivers with a DUI in Sandy Springs, compared to the city average of $1,484. Reckless driving will also drive your rates up, with average rates of $2,431! Nobody plans on being in an accident, but stuff happens, so be aware of what can happen to your rates after one. If you are found at-fault in an accident in Sandy Springs, expect your yearly car insurance premiums to increase by 69%.

  • DUI: $2,334
  • Reckless Driving: $2,431
  • At-fault Accident (damages less than $1000): $2,511
  • At-fault Accident (damages greater than $2000): $2,511
  • Speeding Ticket (16-20 mph over speed limit): $1,818

Sandy Springs Car Insurance by Gender and Marital Status

There are several factors, including marital status and gender, that impact car insurance premiums in Sandy Springs. Premiums for women are generally 2% cheaper than for men. You spend roughly 9% more per year if you're single as opposed to married. Rates for those who are widowed are relatively cheaper than rates for those who are single.

  • Female: $1,448
  • Male: $1,484
  • Single: $1,484
  • Married: $1,358
  • Divorced: $1,484
  • Widowed: $1,434

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