Santa Clarita Car Insurance

The Zebra
May 30, 2018

Car Insurance in Santa Clarita

If you are insuring a vehicle in Santa Clarita, being knowledgeable about premiums is important because Santa Clarita premiums are known for being costly. They generally surpass the state average by $107. Going over some ways to save on Santa Clarita car insurance can save you some hard-earned money.

  • City Average: $1,820
  • State Average: $1,713
  • National Average: $1,427

Santa Clarita Car Insurance by Gender and Marital Status

In Santa Clarita, both gender and marital status play a role in your car insurance premiums. However, premiums for men and women tend to only vary slightly, with men paying less. Rates for those who are widowed are moderately cheaper than rates for those who are single. You can save an average of $75 per year if you're married as opposed to single or divorced.

  • Female: $1,824
  • Male: $1,820
  • Single: $1,820
  • Married: $1,745
  • Divorced: $1,820
  • Widowed: $1,751

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Santa Clarita Car Insurance by Age

With average car insurance payments of $6,855, teenage drivers have the largest premiums out of all the age groups. When Santa Clarita drivers hit their 20s, therefore moving out of the teenage age bracket, they save an average of 61%, the biggest gap between any age group. When drivers turn 70, they will experience a car insurance premium increase related to their age for the first time. Among all age groups, drivers in their 60s have the smallest rates, with rates of $1,564. People in their 50s ($1,605) aren’t paying significantly more.

  • Teenagers: $6,855
  • 20s: $2,670
  • 30s: $1,787
  • 40s: $1,732
  • 50s: $1,605
  • 60s: $1,564
  • 70s: $1,744

Santa Clarita Car Insurance by Accident or Violation History

By knowing which driving mishaps can balloon the cost of premiums, you can make better decisions and save money. Driving recklessly or under the influence will increase your car insurance premiums more than other driving violations. In Santa Clarita, drivers with either a DUI or reckless driving violation have rates nearly triple the average for the city ($1,820). For those in Santa Clarita with at-fault accidents, $1,026 is, on average, the additional cost for car insurance over the city average.

  • DUI: $5,161
  • Reckless Driving: $5,161
  • At-fault Accident (damages less than $1000): $2,846
  • At-fault Accident (damages greater than $2000): $2,846
  • Speeding Ticket (16-20 mph over speed limit): $2,472

* Credit score is considered discriminatory in California and is therefore not used as a rating factor when companies determine how much you'll pay for auto insurance each year.