Savannah Car Insurance

The Zebra
May 30, 2018

Car Insurance in Savannah

Savannah has premiums that are fairly consistent with the state average, as they are within $57 of one another. Who doesn't like to save money? Check out some ways to save on car insurance in Savannah.

  • City Average: $1,445
  • State Average: $1,388
  • National Average: $1,427

Savannah Car Insurance by Gender and Marital Status

In Savannah, both gender and marital status can have an effect on your car insurance premiums. Premiums for women tend to be 3% cheaper than for men. Rates for those who are widowed are somewhat cheaper than rates for those who are single. Being married, as opposed to single or divorced, can save you close to 9% per year.

  • Female: $1,404
  • Male: $1,445
  • Single: $1,445
  • Married: $1,320
  • Divorced: $1,445
  • Widowed: $1,390

Savannah Car Insurance by Credit Rating

Drivers with Exceptional credit (800-850) normally pay 49% less every year on premiums than those with Very Poor credit (300-579). In terms of percent change, the greatest benefit of better credit occurs when rising from Very Poor (300-579) to Fair (580-669), by which drivers can save nearly 17% per year.

  • Very Poor: $2,553
  • Fair: $2,112
  • Good: $1,787
  • Very Good: $1,498
  • Exceptional: $1,290

Savannah Car Insurance by Age

In Savannah, when drivers hit their 20s, therefore moving out of the teenage age range, they pay 62% less in premiums. It is the largest difference between any age group. In Savannah, turning 60 means an increase in premiums. Up until then, transitioning between age groups means decreasing prices. Everybody loves to save money, and luckily for drivers in their 50s, they do just that! They have the smallest rates among any age group, with rates of $1,255/year. However, people in their 60s ($1,306) aren’t paying significantly more. With car insurance payments of $5,309 on average, teenage drivers have the highest rates amongst all the age groups.

  • Teenagers: $5,309
  • 20s: $2,025
  • 30s: $1,425
  • 40s: $1,358
  • 50s: $1,255
  • 60s: $1,306
  • 70s: $1,655

Savannah Car Insurance by Accident or Violation History

Do you know the impact an accident or violation can have on your car insurance rates? An at-fault accident with greater than $2000 of damages will increase your car insurance premiums more than other driving violations. In Savannah, individuals who are found at-fault in an accident end up spending 65% more than the city average on car insurance each year. $799 is the extra cost per year for drivers with a DUI in Savannah, compared to the city average of $1,445. Reckless driving will push your rates up as well, with average rates of $2,358. That is 63% higher than the city average!

  • DUI: $2,244
  • Reckless Driving: $2,358
  • At-fault Accident (damages less than $1000): $2,385
  • At-fault Accident (damages greater than $2000): $2,385
  • Speeding Ticket (16-20 mph over speed limit): $1,758

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