St. Louis Car Insurance
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What drives up car insurance rates in St. Louis?
Where you live in St. Louis affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately St. Louis is no exception to the rule. From zip code 63131 to 63147, premiums rise by 53 percent—that’s $599.
Expensive St. Louis Zip Codes: 63120, 63107, 63113, 63115, 63147
Cheap St. Louis Zip Codes: 63131, 63122, 63126, 63123, 63127
St. Louis Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In St. Louis, you can expect 113 rainy days with an annual rainfall of 41 inches. St. Louis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local St. Louis Agents
Bowersox Insurance Agency Co.
1227 Fern Ridge Parkway St. Louis, MO 63141
Bene'-Kelly Insurance Agency
11880 Gravois Road St. Louis, MO 63127
Commercial Insurance Marketing Corp
8460 Watson Road St. Louis, MO 63119
Guard Dog Insurance
7733 Forsyth Blvd St. Louis, MO 63105
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The average St. Louisan's annual cost of coverage
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St. Louis Car Insurance
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