The average St. Louisan's annual cost of coverage
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WHAT DRIVES UP CAR INSURANCE RATES IN St. Louis
Where you live in St. Louis affects your car insurance rates.
Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by zip code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately, St. Louis is no exception to the rule. From zip code 63131 to 63147, premiums rise by 53 percent—that’s $599.
St. Louis Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that's not the worst of it. Each year there are more than 700,000 weather-related car accidents. In St. Louis, you can expect 113 rainy days with an annual rainfall of 41 inches. St. Louis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Car Insurance Companies in St. Louis
Find Local St. Louis Agents
Bowersox Insurance Agency Co.
1227 Fern Ridge Parkway St. Louis, MO 63141
Bene'-Kelly Insurance Agency
11880 Gravois Road St. Louis, MO 63127
Guard Dog Insurance
7733 Forsyth Blvd St. Louis, MO 63105
Commercial Insurance Marketing Corp
8460 Watson Road St. Louis, MO 63119
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