State Farm vs Allied Car Insurance

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State Farm or Allied:
Which Company is Best for You?

Selecting a car insurance company is sometimes difficult: companies' rates differ based on your driving record, age, and location, and every company's discounts vary. State Farm and Allied are two of America's most popular insurance companies, offering competitively priced insurance policies in most US states.

In an effort to simplify the process of comparing insurance companies, we've gathered average rates from Allied and State Farm. The below rates cover a variety of rating factors, including credit history, driving infractions, and demographics. Take a look at these rates and find the right policy for you.

 

Comparing car insurance rates: State Farm vs. Allied

 

State Farm vs. Allied: pricing by credit score

If you have very poor credit, Allied could be a better option for you. Typically, Allied offers more affordable prices than State Farm for drivers with credit scores of lower than 580. Insurance shoppers with outstanding credit — a score of 800 or better — should lean toward View common insurance rates by credit level for Allied and State Farm below.

 

RATES BY CREDIT LEVEL: Allied VS. State Farm
Credit levelState Farm avg. annual premiumAllied avg. annual premium
Very Poor (300-579)$3,522$1,483
Fair (580-669)$2,003$1,097
Good (670-739)$1,613$1,104
Very Good (740-799)$1,451$920
Exceptional (800-850)$1,260$857

 

State Farm vs. Allied: rates after infractions

If you have an at-fault accident, speeding ticket, reckless driving citation, or DWI in your recent history, Allied could be a better choice than State Farm. Each insurer has different post-violation pricing structures, so don't be afraid to shop around to find out which insurer suits you.

 

RATES BY VIOLATION: Allied VS. State Farm
CitationState Farm avg. annual premiumAllied avg. annual premium
At-fault accident (damage < $1,000)$2,849$1,662
At-fault accident (damage > $1,000)$1,524$1,221
DUI/DWI$3,854$2,708
Reckless driving$2,895$2,708
Speeding ticket$1,983$1,232

 

State Farm vs. Allied: rates by age

Car insurance companies rely on a driver's age as an indicator of potential risk, assigning rates accordingly. Insurance is typically expensive for drivers younger than 25 — thanks to their inexperience — and most affordable for drivers aged 25 or older. Because every car insurance company rates age brackets uniquely, it's smart to shop around and find the perfect policy for you.

As a general rule, teen drivers should choose Allied over State Farm: the former's average annual rates are $2,294 less than the latter's..

 

RATES BY AGE BRACKET: Allied VS. State Farm
AgeState Farm avg. annual premiumAllied avg. annual premium
Teens$5,820$3,526
20s$2,379$1,392
30s$1,585$1,392
40s$1,587$959
50s$1,558$915
60s$1,485$832

 

Aside from finances, State Farm and Allied each come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonState FarmAllied
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonState FarmAllied
Financial Strength SuperiorSuperior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A++

A+

Other ProductsState FarmAllied
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesState FarmAllied
AboutGet the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.
Roadside AssistanceState Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.
Additional DiscountsState Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.
Recent QuestionsI started a claim but canceled it with no payout. Why is it on my CLUE report?

As I stated, nothing at all was done on a claim I started, just conversation. But when I bought coverage ...

Does State Farm match auto insurance quotes with other companies?

In shopping around, I can see that GEICO can offer me the same policy for about $100 cheaper. Will State ...

Should I choose a company that is cheaper for my auto insurance or my home?

I’m shopping for my home and auto insurance. I got competitive quotes from Travelers and State Farm. Which company is ...

What’s max amount of cars allowed on state farm insurance policy?

What’s the max amount of cars allowed on state farm insurance policy?...

See More Questions
Will my insurance company cover my vehicle if my cousin was driving my car?

She swerved to miss a deer and ended up hitting a tree. It was cold and slick outside as well ...

If I claim my injuries after an accident, will that make my rates higher?

I rear ended someone this morning and totaled my car. At least it seems so since the airbags went off. ...

Should I cancel my policy if I sold my vehicle and won’t be getting another car for a month?

I sold my car to get more money than I would on trade-in value, but the check from the buyer...

How much do car insurance rates go up after a DUI?

My friend just got charged with a DUI and has to pay thousands of dollars in fines. In addition to...

See More Questions
Compare MoreState Farm vs. 21st Century State Farm vs. Allstate State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Auto Club (AAA) State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farm Bureau Mutual State Farm vs. Farmers State Farm vs. Foremost State Farm vs. GEICO State Farm vs. Infinity State Farm vs. Liberty Mutual State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Metromile State Farm vs. Nationwide State Farm vs. North Star Mutual State Farm vs. Progressive State Farm vs. Root State Farm vs. SAFECO State Farm vs. SafeAuto State Farm vs. The General State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers State Farm vs. USAAAllied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. SafeAuto Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

State Farm vs Allied

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