Selecting a car insurance company is sometimes difficult: companies' rates differ based on your driving record, age, and location, and every company's discounts vary. State Farm and Allied are two of America's most popular insurance companies, offering competitively priced insurance policies in most US states.
In an effort to simplify the process of comparing insurance companies, we've gathered average rates from Allied and State Farm. The below rates cover a variety of rating factors, including credit history, driving infractions, and demographics. Take a look at these rates and find the right policy for you.
If you have very poor credit, Allied could be a better option for you. Typically, Allied offers more affordable prices than State Farm for drivers with credit scores of lower than 580. Insurance shoppers with outstanding credit — a score of 800 or better — should lean toward View common insurance rates by credit level for Allied and State Farm below.
|Credit level||State Farm avg. annual premium||Allied avg. annual premium|
|Very Poor (300-579)||$3,522||$1,483|
|Very Good (740-799)||$1,451||$920|
If you have an at-fault accident, speeding ticket, reckless driving citation, or DWI in your recent history, Allied could be a better choice than State Farm. Each insurer has different post-violation pricing structures, so don't be afraid to shop around to find out which insurer suits you.
|Citation||State Farm avg. annual premium||Allied avg. annual premium|
|At-fault accident (damage < $1,000)||$2,849||$1,662|
|At-fault accident (damage > $1,000)||$1,524||$1,221|
Car insurance companies rely on a driver's age as an indicator of potential risk, assigning rates accordingly. Insurance is typically expensive for drivers younger than 25 — thanks to their inexperience — and most affordable for drivers aged 25 or older. Because every car insurance company rates age brackets uniquely, it's smart to shop around and find the perfect policy for you.
As a general rule, teen drivers should choose Allied over State Farm: the former's average annual rates are $2,294 less than the latter's..
|Age||State Farm avg. annual premium||Allied avg. annual premium|
Aside from finances, State Farm and Allied each come with pros and cons, including the insurers' discount programs, add-ons, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
|Discount Comparison||State Farm||Allied|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||State Farm||Allied|
|JD Power Rankings||3 out of 5||3 out of 5|
|Other Products||State Farm||Allied|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||State Farm||Allied|
|About||Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.||Allied Insurance, a Nationwide company, offers a variety of packages with customizable coverages, discounts, benefits and rewards to make sure your insurance is right for you.|
|Roadside Assistance||State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.||Allied offers roadside assistance to you and your household members while they are driving and even while they are passengers in other vehicles. The roadside coverage offered by Allied includes towing up to 15 miles from the disablement, fuel delivery, lockout coverage, and jump starts.|
|Additional Discounts||State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.||Allied is a subsidiary of Nationwide Insurance and offers additional discounts for being previously insured with Farm Bureau and a policy feature to lock in your rates annually.|
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|Compare More||State Farm vs. 21st Century State Farm vs. Allstate State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Auto Club (AAA) State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farm Bureau Mutual State Farm vs. Farmers State Farm vs. Foremost State Farm vs. GEICO State Farm vs. Infinity State Farm vs. Liberty Mutual State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Metromile State Farm vs. Nationwide State Farm vs. North Star Mutual State Farm vs. Progressive State Farm vs. Root State Farm vs. SAFECO State Farm vs. Safe Auto State Farm vs. The General State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers State Farm vs. USAA||Allied vs. 21st Century Allied vs. Allstate Allied vs. American Family Allied vs. Amica Mutual Insurance Allied vs. Auto Club (AAA) Allied vs. Erie Allied vs. Esurance Allied vs. Farm Bureau Mutual Allied vs. Farmers Allied vs. Foremost Allied vs. GEICO Allied vs. Infinity Allied vs. Liberty Mutual Allied vs. Mercury Allied vs. MetLife Allied vs. North Star Mutual Allied vs. Progressive Allied vs. SAFECO Allied vs. Safe Auto Allied vs. The General Allied vs. The Hartford Allied vs. Titan Allied vs. Travelers Allied vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas|
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