State Farm vs Infinity Car Insurance

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State Farm or Infinity:
Which Company is Best for You?

Picking a car insurance company can be hard: rates can vary based on your driving history, location, and age, and every company's discounts differ. State Farm and Infinity are two of the nation's most popular auto insurance companies, providing competitively priced coverage across many states.

In an effort to take the sting out of shopping for car insurance, we gathered average prices from Infinity and State Farm. The below rates cover a variety of rating factors, including credit score, driving history, and age. Take a look at these rates and find an affordable policy today.


State Farm vs. Infinity: premium comparison


State Farm vs. Infinity: pricing by credit score

If you have extremely bad credit, State Farm could be the best option for you. On average, State Farm offers lower prices than Infinity for prospective clients with credit scores of 579 or less. Those with excellent credit — a score of 800 or higher — should favor State Farm, which typically beats Infinity by $2,621 per year. View average insurance costs by credit tier for Infinity and State Farm below.


RATES BY CREDIT LEVEL: Infinity VS. State Farm
Credit scoreState Farm avg. annual premiumInfinity avg. annual premium
Very Poor (300-579)$3,522$7,847
Fair (580-669)$2,003$4,862
Good (670-739)$1,613$3,955
Very Good (740-799)$1,451$4,045
Exceptional (800-850)$1,260$3,881

State Farm vs. Infinity: high-risk insurance rate comparison

If you're dealing with an at-fault accident, speeding violation, reckless driving citation, or DUI on your driving résumé, State Farm could be a better choice than Infinity. Each insurance company enacts rate penalties differently, so it's worth comparing quotes to understand which insurer suits you.


COMPARING AUTO INSURANCE RATES FOR BAD DRIVERS: Infinity VS. State Farm
InfractionState Farm avg. annual premiumInfinity avg. annual premium
At-fault accident (damage < $1,000)$2,849$5,774
At-fault accident (damage > $1,000)$1,524$4,487
DUI/DWI$3,854$6,124
Reckless driving$2,895$6,124
Speeding ticket$1,983$4,174

State Farm vs. Infinity: rates by age

Car insurance companies rely on age to indicate risk, assigning rates accordingly. A car insurance policy is commonly expensive for young drivers — due to their increased odds of being involved in an accident — and relatively affordable for older drivers. Because every auto insurance company prices age tiers differently, it's a smart move to shop around.

As a general rule, teen drivers should choose State Farm instead of Infinity: State Farm offers average yearly savings of $10,471 versusInfinity.


RATES BY AGE BRACKET: Infinity VS. State Farm
Age bracketState Farm avg. annual premiumInfinity avg. annual premium
Teens$5,820$16,291
20s$2,379$5,588
30s$1,585$5,588
40s$1,587$4,077
50s$1,558$3,716
60s$1,485$3,365

Aside from affordability, State Farm and Infinity each carry pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.

Discount ComparisonState FarmInfinity
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonState FarmInfinity
Financial Strength SuperiorExcellent
JD Power Rankings
3 out of 5
Not Rated out of 5
User Satisfaction

A++

A+

Other ProductsState FarmInfinity
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesState FarmInfinity
AboutGet the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.Infinity provides non-standard car insurance to drivers who represent higher than normal risks and would otherwise pay higher rates for comparable coverage.
Roadside AssistanceState Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.Infinity's 24 hour roadside assistance is available for towing to the nearest repair facility and labor cost at the site of your disablement. Infinity covers up to 5 disablements within a 12 month period.
Additional DiscountsState Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.Infinity offers an additional discount in most states for registering your policy account profile online.
Recent QuestionsWhat’s max amount of cars allowed on state farm insurance policy?

What’s the max amount of cars allowed on state farm insurance policy?...

Will my State Farm Car insurance cover the damages to a person’s balcony if we hit it while driving a Uhaul?

I have state farm car insurance and I purchased additional Uhaul insurance that had liability coverage. I hit another person’s ...

Does state farm require you have a police report to file a claim?

My son was driving(24 yes old/ 0 accidents) and served to miss a deer and hit a fire hydrant. No ...

One deductible for two accidents?

Two accidents w/ objects 2 weeks apart. One damaged front bumper, other the back bumper. Can I file 1 claim ...

See More Questions
Is it worth filing a claim for a scratch on my car that happened when it was parked?

I was parked on the street for a few hours and came back to a scratch from my back driver-side ...

When filling out quotes, do I have to disclose an accident that my friend had while driving my car?

A friend of mine got into an accident in my car while it was not insured. I’m currently looking for ...

If I file a claim for denting my car door on a beam, will my insurance rate increase?

I was parked in my driveway and opened my door into a beam that was sticking out of a pile ...

See More Questions
Compare MoreState Farm vs. 21st Century State Farm vs. Allied State Farm vs. Allstate State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Auto Club (AAA) State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farm Bureau Mutual State Farm vs. Farmers State Farm vs. Foremost State Farm vs. GEICO State Farm vs. Liberty Mutual State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Metromile State Farm vs. Nationwide State Farm vs. North Star Mutual State Farm vs. Progressive State Farm vs. Root State Farm vs. SAFECO State Farm vs. Safe Auto State Farm vs. The General State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers State Farm vs. USAAInfinity vs. 21st Century Infinity vs. Allied Infinity vs. Allstate Infinity vs. American Family Infinity vs. Amica Mutual Insurance Infinity vs. Auto Club (AAA) Infinity vs. Erie Infinity vs. Esurance Infinity vs. Farm Bureau Mutual Infinity vs. Farmers Infinity vs. Foremost Infinity vs. GEICO Infinity vs. Liberty Mutual Infinity vs. Mercury Infinity vs. MetLife Infinity vs. Nationwide Infinity vs. North Star Mutual Infinity vs. Progressive Infinity vs. SAFECO Infinity vs. Safe Auto Infinity vs. The General Infinity vs. The Hartford Infinity vs. Titan Infinity vs. Travelers Infinity vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

State Farm vs Infinity

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