Picking a car insurance company can be hard: rates can vary based on your driving history, location, and age, and every company's discounts differ. State Farm and Infinity are two of the nation's most popular auto insurance companies, providing competitively priced coverage across many states.
In an effort to take the sting out of shopping for car insurance, we gathered average prices from Infinity and State Farm. The below rates cover a variety of rating factors, including credit score, driving history, and age. Take a look at these rates and find an affordable policy today.
If you have extremely bad credit, State Farm could be the best option for you. On average, State Farm offers lower prices than Infinity for prospective clients with credit scores of 579 or less. Those with excellent credit — a score of 800 or higher — should favor State Farm, which typically beats Infinity by $2,621 per year. View average insurance costs by credit tier for Infinity and State Farm below.
| Credit score | State Farm avg. annual premium | Infinity avg. annual premium |
| Very Poor (300-579) | $3,522 | $7,847 |
| Fair (580-669) | $2,003 | $4,862 |
| Good (670-739) | $1,613 | $3,955 |
| Very Good (740-799) | $1,451 | $4,045 |
| Exceptional (800-850) | $1,260 | $3,881 |
If you're dealing with an at-fault accident, speeding violation, reckless driving citation, or DUI on your driving résumé, State Farm could be a better choice than Infinity. Each insurance company enacts rate penalties differently, so it's worth comparing quotes to understand which insurer suits you.
| Infraction | State Farm avg. annual premium | Infinity avg. annual premium |
| At-fault accident (damage < $1,000) | $2,849 | $5,774 |
| At-fault accident (damage > $1,000) | $1,524 | $4,487 |
| DUI/DWI | $3,854 | $6,124 |
| Reckless driving | $2,895 | $6,124 |
| Speeding ticket | $1,983 | $4,174 |
Car insurance companies rely on age to indicate risk, assigning rates accordingly. A car insurance policy is commonly expensive for young drivers — due to their increased odds of being involved in an accident — and relatively affordable for older drivers. Because every auto insurance company prices age tiers differently, it's a smart move to shop around.
As a general rule, teen drivers should choose State Farm instead of Infinity: State Farm offers average yearly savings of $10,471 versusInfinity.
| Age bracket | State Farm avg. annual premium | Infinity avg. annual premium |
| Teens | $5,820 | $16,291 |
| 20s | $2,379 | $5,588 |
| 30s | $1,585 | $5,588 |
| 40s | $1,587 | $4,077 |
| 50s | $1,558 | $3,716 |
| 60s | $1,485 | $3,365 |
Aside from affordability, State Farm and Infinity each carry pros and cons, including their discounts, perks, customer satisfaction ratings, and financial stability. Be sure to weigh these elements before deciding.
| Discount Comparison | State Farm | Infinity |
|---|---|---|
| Good Student | ||
| Multiple Policies | ||
| Multiple Vehicles | ||
| Anti-Theft Device(s) | ||
| Anti-Lock Brake System | ||
| Air Bags | ||
| Good Driver | ||
| Defensive Driver | ||
| Student Away at School | ||
| Driver Training | ||
| Green Vehicles | ||
| Affinity Membership Alum | ||
| Advanced Purchase | ||
| Pay in Full | ||
| Home Owner | ||
| eSign or ePay | ||
| Telematics | ||
| New Vehicle | ||
| Annual Mileage | ||
| Military |
| Ratings Comparison | State Farm | Infinity |
|---|---|---|
| Financial Strength | Superior | Excellent |
| JD Power Rankings | 3 out of 5 | Not Rated out of 5 |
| User Satisfaction | A++ | A+ |
| Other Products | State Farm | Infinity |
|---|---|---|
| Boat Insurance | ||
| Condo Insurance | ||
| Life Insurance | ||
| Homeowners Insurance | ||
| Travel Trailer Insurance | ||
| Renters Insurance | ||
| RV Insurance | ||
| Motorcycle Insurance | ||
| Mobile Home Insurance |
