Selecting a car insurance company can be hard: rates can vary based on your driving record, age, and location, and insurers offer a variety of perks. State Farm and Safe Auto are two of the most popular insurance companies, selling high-quality policies across most of America.
To simplify the comparison process, we've gathered average premiums from Safe Auto and State Farm. The below cover myriad pricing factors, including credit history, driving history, and age. Check out the below rates and find the perfect policy for you.
If you have very poor credit, State Farm could be the best option for you. On average, State Farm offers better rates than Safe Auto for prospective clients with credit scores of lower than 580. Drivers with exceptional credit — a score of 800-plus — should consider State Farm, which typically beats Safe Auto by $661 per year. View average insurance rates by credit score for Safe Auto and State Farm below.
|Credit level||State Farm avg. annual premium||Safe Auto avg. annual premium|
|Very Poor (300-579)||$3,522||$3,799|
|Very Good (740-799)||$1,451||$1,937|
If you're dealing with an at-fault collision, ticket, reckless driving citation, or DUI offense on your driving record, State Farm could be a better choice than Safe Auto. Every car insurance company has different post-violation pricing structures, so it's worth comparing quotes to find out which insurer is best for you.
|Infraction||State Farm avg. annual premium||Safe Auto avg. annual premium|
|At-fault accident (damage < $1,000)||$2,849||$2,867|
|At-fault accident (damage > $1,000)||$1,524||$2,837|
Insurers use age to indicate risk, pricing premiums accordingly. An auto insurance policy is commonly most expensive for beginning and young drivers — due to their inexperience — and more affordable for middle-aged drivers. Because every auto insurance company prices age tiers differently, it's wise to compare rates and find great coverage.
As a general rule, teen drivers should choose State Farm before Safe Auto: State Farm offers average yearly savings of $2,442, compared to Safe Auto.
|Age||State Farm avg. annual premium||Safe Auto avg. annual premium|
Costs aside, State Farm and Safe Auto each come with pros and cons, including their discount programs, add-ons, customer satisfaction ratings, and financial stability. Dive into the data before making your decision.
|Discount Comparison||State Farm||SafeAuto|
|Anti-Lock Brake System|
|Student Away at School|
|Affinity Membership Alum|
|Pay in Full|
|eSign or ePay|
|Ratings Comparison||State Farm||SafeAuto|
|JD Power Rankings||3 out of 5||3 out of 5|
|Other Products||State Farm||SafeAuto|
|Travel Trailer Insurance|
|Mobile Home Insurance|
|Other Features||State Farm||SafeAuto|
|About||Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.||At SafeAuto, we strive to provide caring and professional customer service 24/7, and to help make insurance affordable to every driver, no matter the situation. We provide you flexibility to access your accounts and make payments online, by phone, or through our mobile app. We offer convenience through our hassle-free automatic payments and immediate proof of insurance when you insure with us.|
|Roadside Assistance||State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.||Safe Auto's roadside assistance coverage pays for towing services and certain repair costs required to make your car operable.|
|Additional Discounts||State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.||Safe Auto specializes in providing minimum, state required coverage and full coverage to drivers who have had some trouble getting affordable rates due to tickets, accidents, and license issues.|
|Recent Questions||Should I choose a company that is cheaper for my auto insurance or my home?|
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|Compare More||State Farm vs. 21st Century State Farm vs. Allied State Farm vs. Allstate State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Auto Club (AAA) State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farm Bureau Mutual State Farm vs. Farmers State Farm vs. Foremost State Farm vs. GEICO State Farm vs. Infinity State Farm vs. Liberty Mutual State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Metromile State Farm vs. Nationwide State Farm vs. North Star Mutual State Farm vs. Progressive State Farm vs. Root State Farm vs. SAFECO State Farm vs. The General State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers State Farm vs. USAA||SafeAuto vs. 21st Century SafeAuto vs. Allied SafeAuto vs. Allstate SafeAuto vs. American Family SafeAuto vs. Amica Mutual Insurance SafeAuto vs. Auto Club (AAA) SafeAuto vs. Erie SafeAuto vs. Esurance SafeAuto vs. Farm Bureau Mutual SafeAuto vs. Farmers SafeAuto vs. Foremost SafeAuto vs. GEICO SafeAuto vs. Infinity SafeAuto vs. Liberty Mutual SafeAuto vs. Mercury SafeAuto vs. MetLife SafeAuto vs. Nationwide SafeAuto vs. North Star Mutual SafeAuto vs. Progressive SafeAuto vs. SAFECO SafeAuto vs. The General SafeAuto vs. The Hartford SafeAuto vs. Titan SafeAuto vs. Travelers SafeAuto vs. USAA|
|States Offered||Arizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas||Arizona Georgia Illinois Indiana Louisiana Missouri Ohio Pennsylvania Texas Virginia|
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