What is an HOA?
Often referred to as an HOA, a homeowners association is an organization of community residents with the goal of determining and enforcing rules related to the community's property. The group oversees important initiatives such as safety and handling local nuisances that the government does not address. HOA members are typically residents of a subdivision of single-family homes or of a condominium. Membership in the local HOA is often a mandatory part of purchasing property in that jurisdiction.
HOA Covenants, Conditions & Restrictions
Everything that is allowed under your HOA will be outlined in the Covenants, Conditions & Restrictions (CC&Rs). CC&Rs are the governing bylaws to which members of the HOA must adhere. They are legal documents that you will most likely receive along with your closing paperwork. They are legally binding rules governing modifications to your home and surrounding property.
These CC&Rs depend on the specific HOA to which you belong. In general, these guidelines apply to things like:
- Garbage cans