Sunnyvale Car Insurance

The Zebra
May 30, 2018

Car Insurance in Sunnyvale

Premiums in Sunnyvale, which fall below California's average by 10%, are known for being economical. Going over some tips about how to save on Sunnyvale car insurance can save you money.

  • City Average: $1,538
  • State Average: $1,713
  • National Average: $1,427

Sunnyvale Car Insurance by Gender and Marital Status

Gender as well as marital status play a role in your car insurance premiums in Sunnyvale. Rates for those who are widowed are somewhat cheaper than rates for those who are single. You spend around 5% more per year if you're single as opposed to married. Unfortunately for women, their premiums tend to be a bit more pricey than for men.

  • Female: $1,544
  • Male: $1,538
  • Single: $1,538
  • Married: $1,470
  • Divorced: $1,538
  • Widowed: $1,476

Sunnyvale Car Insurance by Accident or Violation History

A history of accidents and violations can cost you in terms of premiums. Speeding 16-20mph above the speed limit can make insuring your vehicle more expensive. Drivers with a speeding ticket on their record pay, on average, 36% more per year. $2,812 is the additional cost per year for drivers with a DUI or reckless driving infraction in Sunnyvale, compared to the city average of $1,538.

  • DUI: $4,350
  • Reckless Driving: $4,350
  • At-fault Accident (damages less than $1000): $2,403
  • At-fault Accident (damages greater than $2000): $2,403
  • Speeding Ticket (16-20 mph over speed limit): $2,085

Ready to start saving?

Sunnyvale Car Insurance by Age

Car insurance premiums are highest for teenage drivers, with average payments of $5,803 per year. When drivers hit their 20s in Sunnyvale, therefore moving out of the teenage age range, they can save $3,547. It is the biggest gap between any age group. The first time drivers can anticipate their age to trigger an increase in rates is when they turn 70. Everybody loves to save money, and luckily for drivers in their 60s, they do just that! They have the lowest premiums among any age group, with rates of $1,334. Those in their 50s ($1,361) also have relatively low premiums.

  • Teenagers: $5,803
  • 20s: $2,256
  • 30s: $1,511
  • 40s: $1,466
  • 50s: $1,361
  • 60s: $1,334
  • 70s: $1,496

* Credit score, while used in other states, is considered discriminatory in California and thus is not used as a rating factor when determining how much you'll pay for auto insurance each year.