Tallahassee Car Insurance

The Zebra
May 30, 2018

Car Insurance in Tallahassee

It is known that Tallahassee has low-cost premiums, as its mean premium falls below Florida's average by $256. Who doesn't like to save money? Check out some methods to save on car insurance in Tallahassee.

  • City Average: $1,622
  • State Average: $1,878
  • National Average: $1,427

Tallahassee Car Insurance by Age

Among all age groups, drivers in their 50s have the smallest premiums, with rates of $1,467 per year. People in their 60s ($1,497) also have relatively low premiums. In Tallahassee, drivers see the largest drop in premiums when they reach their 20s, as they save an average of $2,426 from moving out of the teenage age range. When drivers turn 60, they will experience an insurance rate increase related to their age for the first time. With typical car insurance payments of $4,577, teenage drivers have the largest premiums amongst all the age groups.

  • Teenagers: $4,577
  • 20s: $2,151
  • 30s: $1,611
  • 40s: $1,574
  • 50s: $1,467
  • 60s: $1,497
  • 70s: $1,819

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Tallahassee Car Insurance by Credit Rating

For those with Very Poor credit (300-579), as opposed to Exceptional credit (800-850), car insurance premiums more than double. Drivers can save close to $485 per year when they upgrade their credit tier from Very Poor (300-579) to Fair (580-669).

  • Very Poor: $3,138
  • Fair: $2,564
  • Good: $2,079
  • Very Good: $1,700
  • Exceptional: $1,418

Tallahassee Car Insurance by Gender and Marital Status

There are several factors, including marital status and gender, that can come into play when determining car insurance premiums in Tallahassee. However, premiums for women are typically only a little more expensive than for men. Rates for those who are widowed are moderately cheaper than rates for those who are single. Being single, as opposed to married, can cost you close to 5% more per year.

  • Female: $1,637
  • Male: $1,622
  • Single: $1,622
  • Married: $1,539
  • Divorced: $1,622
  • Widowed: $1,579

Tallahassee Car Insurance by Accident or Violation History

Do you have a history of accidents or violations? That can cost you in terms of car insurance rates. $865 is the extra cost per year for drivers with a DUI in Tallahassee, compared to the city average of $1,622. Reckless driving will also bump your rates up, with typical rates of $2,469, which are 52% higher than the city average! Accidents happen, even to safe drivers, so be prepared and learn what one can do to your rates. Expect your annual car insurance payments to grow by 37% if you are found at-fault in an accident in Tallahassee.

  • DUI: $2,487
  • Reckless Driving: $2,469
  • At-fault Accident (damages less than $1000): $2,220
  • At-fault Accident (damages greater than $2000): $2,220
  • Speeding Ticket (16-20 mph over speed limit): $2,106